Main Street Capital Access Act

The Main Street Capital Access Act, designated as H.R. 6955 in the 119th Congress and introduced on January 7, 2026, aims to enhance capital access for small businesses on Main Street. The bill includes provisions to streamline loan application processes, provide incentives for community banks to increase lending activities, and promote investment in underserved communities. Additionally, it proposes targeted financial assistance programs to support entrepreneurship and economic growth at the local level.