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To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.
3/10/2026, 8:05 AM
Summary of Bill HR 7866
The bill, designated as H.R. 7866 in the 119th Congress, aims to restore and clarify the Federal interest rate exportation parity for State-chartered banks by permitting States to opt out of preemption solely for loans issued by their own chartered institutions.
Current Status of Bill HR 7866
Bill HR 7866 is currently in the status of Bill Introduced since March 9, 2026. Bill HR 7866 was introduced during Congress 119 and was introduced to the House on March 9, 2026. Bill HR 7866's most recent activity was Referred to the House Committee on Financial Services. as of March 9, 2026
Bipartisan Support of Bill HR 7866
Total Number of Sponsors
1Democrat Sponsors
0Republican Sponsors
1Unaffiliated Sponsors
0Total Number of Cosponsors
1Democrat Cosponsors
0Republican Cosponsors
1Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 7866
Primary Policy Focus
Alternate Title(s) of Bill HR 7866
To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.
To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.
Comments
Sponsors and Cosponsors of HR 7866
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