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This bill, titled "To amend the Equal Credit Opportunity Act to require creditors to consider certain additional credit information when making mortgage loans, and for other purposes," was introduced in the 119th Congress under the designation H.R. 9380 on June 18, 2026. The bill aims to amend the Equal Credit Opportunity Act to mandate that creditors take into account specific additional credit information during the process of granting mortgage loans, with additional provisions included for other purposes.

This bill, introduced in the 119th session of Congress, is aimed at restricting the allocation of Federal funds to State and local governments and school districts for debt payment. It also seeks to prevent financial assistance by Federal entities like the Federal Reserve banks and the Department of the Treasury to entities that default on their obligations. The bill likely contains provisions outlining these restrictions and requirements to enforce compliance with the proposed prohibition on funding.