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Bank Competition Modernization Act

11/7/2025, 9:41 PM

Summary of Bill HR 5262

H.R. 5262, introduced in the 119th Congress on September 10, 2025, aims to amend the Federal Deposit Insurance Act, the Bank Holding Company Act of 1956, and the Home Owners' Loan Act. The bill proposes to require the consideration of specific entities and factors when assessing proposed activities such as acquisitions, mergers, consolidations, assumptions of liabilities, or transfers of assets.

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Current Status of Bill HR 5262

Bill HR 5262 is currently in the status of Bill Introduced since September 10, 2025. Bill HR 5262 was introduced during Congress 119 and was introduced to the House on September 10, 2025.  Bill HR 5262's most recent activity was Placed on the Union Calendar, Calendar No. 317. as of November 4, 2025

Bipartisan Support of Bill HR 5262

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
0
Democrat Cosponsors
0
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 5262

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 5262

To amend the Federal Deposit Insurance Act, the Bank Holding Company Act of 1956, and the Home Owners' Loan Act to require the consideration of certain entities and factors when evaluating proposed acquisitions, mergers, consolidations, assumptions of liabilities, or transfers of assets, and for other purposes.
To amend the Federal Deposit Insurance Act, the Bank Holding Company Act of 1956, and the Home Owners' Loan Act to require the consideration of certain entities and factors when evaluating proposed acquisitions, mergers, consolidations, assumptions of liabilities, or transfers of assets, and for other purposes.

Comments

Drew Stein profile image

Drew Stein

435

2 months ago

This bill, it's supposed to help banks compete better or something. But I don't see how it's gonna make any real difference. Banks already have enough power as it is. They don't need any more help. Plus, who knows what kind of shady stuff they'll do with this new law. I don't trust it one bit. Just seems like a way for big banks to get even bigger. No thanks.

Sponsors and Cosponsors of HR 5262

Scott Fitzgerald
Scott Fitzgerald
WisconsinRepublican

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