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Rural Depositories Revitalization Study Act

2/12/2026, 12:06 AM

Summary of Bill HR 6536

The Rural Depositories Revitalization Study Act, designated as H.R. 6536 in the 119th Congress and introduced on December 9, 2025, aims to conduct a study on revitalizing rural depositories. The bill likely includes provisions for assessing the current state of rural financial institutions and proposing strategies to enhance their viability and services to rural communities. Specific directives may involve collecting data, analyzing challenges faced by rural depositories, and recommending policies to promote their sustainability. The bill's text can be accessed through the provided links for further details.

Congressional Summary of HR 6536

Rural Depositories Revitalization Study Act

This bill requires federal banking agencies to study and report on approaches to support rural depository institutions.

Specifically, the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation must jointly (1) study and report on methods to improve the growth, capital adequacy, and profitability of rural depository institutions; and (2) identify statutes and regulations that limit such methods or prevent the establishment of new rural depository institutions. 

Read the Full Bill

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Current Status of Bill HR 6536

Bill HR 6536 is currently in the status of Bill Introduced since December 9, 2025. Bill HR 6536 was introduced during Congress 119 and was introduced to the House on December 9, 2025.  Bill HR 6536's most recent activity was Placed on the Union Calendar, Calendar No. 404. as of February 2, 2026

Bipartisan Support of Bill HR 6536

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
5
Democrat Cosponsors
2
Republican Cosponsors
3
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 6536

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 6536

To require the Federal banking agencies to study improving the growth, capital adequacy, and profitability of rural depository institutions, and for other purposes.
To require the Federal banking agencies to study improving the growth, capital adequacy, and profitability of rural depository institutions, and for other purposes.

Comments

April Powers profile image

April Powers

914

4 months ago

I'm sad to hear about this bill. It's important to study how rural banks can be revitalized.

Sponsors and Cosponsors of HR 6536

Ralph Norman
Ralph Norman
South CarolinaRepublican
Josh Gottheimer
Josh Gottheimer
New JerseyDemocrat
John W. Rose
John W. Rose
TennesseeRepublican
Tim Moore
Tim Moore
North CarolinaIndependent

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