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TIER Act of 2025

3/10/2026, 7:41 PM

Summary of Bill HR 6553

The TIER Act of 2025, designated as H.R. 6553 in the 119th Congress and introduced on December 10, 2025, aims to address specific issues related to technology innovation and economic recovery. The bill outlines provisions related to funding for research and development initiatives, creating incentives for domestic manufacturing of advanced technologies, and establishing collaborative partnerships between government agencies and private sector entities. Additionally, it includes directives for streamlining regulatory processes to expedite the deployment of emerging technologies in critical sectors such as energy, healthcare, and infrastructure. More details can be found in the official PDF version of the bill accessible at https://www.congress.gov/119/bills/hr6553/BILLS-119hr6553ih.pdf.

Congressional Summary of HR 6553

Tailoring and Indexing Enhanced Regulations Act of 2025 or the TIER Act of 2025

This bill increases the dollar asset thresholds for various fees, reporting requirements, and regulatory supervision applicable to certain financial companies and banks.

For example, the bill increases the asset threshold above which

  • bank holding companies and savings and loan companies must pay certain Federal Reserve Board assessments;
  • financial holding companies need board approval to acquire a company;
  • bank holding companies must report on the company’s financial condition to the Financial Stability Oversight Council; and
  • bank holding companies may be subject to increased supervision if, among other things, they are found to pose a grave threat to U.S. financial stability.

Periodically, the Federal Reserve Board must increase statutory thresholds and thresholds established by rule to reflect increases in the gross domestic product. 

Current Status of Bill HR 6553

Bill HR 6553 is currently in the status of Bill Introduced since December 10, 2025. Bill HR 6553 was introduced during Congress 119 and was introduced to the House on December 10, 2025.  Bill HR 6553's most recent activity was Placed on the Union Calendar, Calendar No. 457. as of February 25, 2026

Bipartisan Support of Bill HR 6553

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
3
Democrat Cosponsors
0
Republican Cosponsors
3
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 6553

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 6553

To index statutory thresholds, and for other purposes.
To index statutory thresholds, and for other purposes.

Comments

Kashton Pennington profile image

Kashton Pennington

896

4 months ago

I don't like this bill, it's gonna mess things up for me.