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Merger Process Review Act

2/26/2026, 9:06 AM

Summary of Bill HR 6546

The "Merger Process Review Act" was introduced in the 119th session of Congress as H.R. 6546 on December 9, 2025. The bill aims to review and potentially modify the process of mergers. Specific directives or actions proposed within the bill are not outlined in the given context. The bill text can be accessed via the provided links to the official PDF version or formatted text.

Congressional Summary of HR 6546

Merger Process Review Act

This bill requires the appropriate Office of the Inspector General (OIG) that serves the Federal Reserve Board, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration to periodically review the merger applications received by that regulator. 

Specifically, every three years, the appropriate OIG must examine that regulator’s merger approval procedures, including timeliness and efficiency, and report on its findings and recommendations. The regulator must then submit a plan to implement the appropriate recommendations.

Current Status of Bill HR 6546

Bill HR 6546 is currently in the status of Bill Introduced since December 9, 2025. Bill HR 6546 was introduced during Congress 119 and was introduced to the House on December 9, 2025.  Bill HR 6546's most recent activity was Placed on the Union Calendar, Calendar No. 453. as of February 25, 2026

Bipartisan Support of Bill HR 6546

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
2
Democrat Cosponsors
0
Republican Cosponsors
2
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 6546

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 6546

Merger Process Review Act
Merger Process Review Act
To require the Inspector General of each Federal prudential regulator to carry out a review every 3 years of the regulator's handling of insured depository institution merger applications, and for other purposes.

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