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Repair Abuses of MSP Payments (RAMP) Act

2/27/2026, 7:11 PM

Summary of Bill S 3816

The bill titled "A bill to amend title XVIII of the Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement" was introduced in the 119th Congress on February 10, 2026.

Congressional Summary of S 3816

Repair Abuses of MSP Payments (RAMP) Act

This bill restricts the private right of action against insurance plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer.

Current law allows for a private right of action against primary plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer; this provision applies to group health plans, workers' compensation plans, automobile or liability insurance plans, and no-fault insurance plans. The bill limits this provision to group health plans.

Current Status of Bill S 3816

Bill S 3816 is currently in the status of Bill Introduced since February 10, 2026. Bill S 3816 was introduced during Congress 119 and was introduced to the Senate on February 10, 2026.  Bill S 3816's most recent activity was Read twice and referred to the Committee on Finance. as of February 10, 2026

Bipartisan Support of Bill S 3816

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
1
Democrat Cosponsors
1
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill S 3816

Primary Policy Focus

Health

Alternate Title(s) of Bill S 3816

Repair Abuses of MSP Payments (RAMP) Act
Repair Abuses of MSP Payments (RAMP) Act
A bill to amend title XVIII of the Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement.

Comments

Cesar Shields profile image

Cesar Shields

704

1 month ago

This bill is a disaster! How will it impact my healthcare coverage?