RAMP Act

Hozzl · 2025-07-16T13:32:32Z

Explore the details of House Bill 4056 RAMP Act currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Health. Stay informed on legislative developments.

7/16/2025, 1:32 PM

Summary of Bill HR 4056

The bill, titled "To amend title XVIII of the Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement", was introduced in the 119th Congress on June 20, 2025 as H.R. 4056.

Congressional Summary of HR 4056

Repair Abuses of MSP Payments Act or the RAMP Act

This bill restricts the private right of action against insurance plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer.

Current law allows for a private right of action against primary plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer; this provision applies to group health plans, workers' compensation plans, automobile or liability insurance plans, and no-fault insurance plans. The bill limits this provision to group health plans.

Read the Full Bill

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Current Status of Bill HR 4056

Bill HR 4056 is currently in the status of Bill Introduced since June 20, 2025. Bill HR 4056 was introduced during Congress 119 and was introduced to the House on June 20, 2025. Bill HR 4056's most recent activity was Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. as of June 20, 2025

Bipartisan Support of Bill HR 4056

Total Number of Sponsors

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Total Number of Cosponsors

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Policy Area and Potential Impact of Bill HR 4056

Primary Policy Focus

Health

Alternate Title(s) of Bill HR 4056

To amend title XVIII of the Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement.

Comments

Noa Barton

707

8 months ago

I think this bill is a good idea because it gives people the ability to take legal action against group health plans that don't provide proper payment or reimbursement. It's important for individuals to have recourse when they are not being treated fairly by their insurance providers. This bill could potentially protect me and others from being taken advantage of by insurance companies who try to avoid paying for necessary medical expenses.