Credit Freeze for Kids Act

3/13/2025, 3:23 PM

Summary of Bill S 619

Bill 119 s 619, also known as the Fair Credit Reporting Act Amendment, aims to make changes to the existing Fair Credit Reporting Act in order to better protect consumers when it comes to placing security freezes on their credit reports.

The bill specifically focuses on "protected consumers," which refers to individuals who have been victims of identity theft or fraud. These consumers are often at a higher risk of having their personal information compromised, so it is crucial that they have the ability to place security freezes on their credit reports to prevent unauthorized access.

The amendment seeks to streamline the process for protected consumers to place security freezes on their credit reports, making it easier and more efficient for them to protect their personal information. Additionally, the bill includes provisions for notifying consumers of their rights and options when it comes to placing security freezes, as well as guidelines for credit reporting agencies on how to handle these requests. Overall, the Fair Credit Reporting Act Amendment aims to strengthen consumer protections and ensure that individuals who have been victims of identity theft or fraud have the necessary tools to safeguard their personal information.

Current Status of Bill S 619

Bill S 619 is currently in the status of Bill Introduced since February 18, 2025. Bill S 619 was introduced during Congress 119 and was introduced to the Senate on February 18, 2025.  Bill S 619's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of February 18, 2025

Bipartisan Support of Bill S 619

Total Number of Sponsors
3
Democrat Sponsors
3
Republican Sponsors
0
Unaffiliated Sponsors
0
Total Number of Cosponsors
1
Democrat Cosponsors
0
Republican Cosponsors
1
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill S 619

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill S 619

A bill to amend the Fair Credit Reporting Act to address the placement of security freezes for protected consumers, and for other purposes.A bill to amend the Fair Credit Reporting Act to address the placement of security freezes for protected consumers, and for other purposes.
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