A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".

5/14/2026, 6:29 PM

Summary of Bill SJRES 128

This joint resolution introduced in the 119th Congress as S.J. Res. 128 aims to provide for congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection regarding the withdrawal of the rule concerning "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions."

Congressional Summary of SJRES 128

This joint resolution reinstates the Consumer Financial Protection Bureau’s (CFPB’s) guidance on unlawful and unenforceable contract terms published in a June 2024 circular. The circular states that consumer financial service providers that include unlawful or unenforceable terms in contracts with consumers (such as a contract that contains an unlawful waiver of the consumer’s right to sue) may be in violation of the Consumer Financial Protection Act's ban on deceptive acts or practices.

The CFPB withdrew this circular on May 12, 2025. This joint resolution disapproves of the rule that withdraws this circular.

Read the Full Bill

Formatted Text PDF Formatted XML

Current Status of Bill SJRES 128

Bill SJRES 128 is currently in the status of Bill Introduced since March 17, 2026. Bill SJRES 128 was introduced during Congress 119 and was introduced to the Senate on March 17, 2026. Bill SJRES 128's most recent activity was Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2270-2271) as of May 13, 2026

Bipartisan Support of Bill SJRES 128

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

Democrat Cosponsors

Republican Cosponsors

Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill SJRES 128

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill SJRES 128

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".

Comments

Ava Kane

879

1 month ago

Why they do this? How it hurt us? Who this help? #confused #SJRESBill128

Sponsors and Cosponsors of SJRES 128

Catherine Cortez Masto

NevadaDemocrat

Latest Bills

Making appropriations for military construction, the Department of Veterans Affairs, and related agencies for the fiscal year ending September 30, 2027, and for other purposes.

Bill HR 8469May 17, 2026

To amend title 5, United States Code, to add certain employees of the Bureau of Alcohol, Tobacco, Firearms and Explosives to the definition of employees in fire protection activities for the purpose of compensation for certain illnesses and diseases deemed to be proximately caused by employment in fire protection activities.

Bill HR 8863May 16, 2026

Expressing support for the designation of May 17, 2026, as "DIPG Awareness Day" to raise awareness and encourage research into cures for diffuse intrinsic pontine glioma (DIPG) and pediatric cancers in general.

Bill HRES 1295May 16, 2026

To amend title 18, United States, to include property damage in acts that constitute domestic terrorism, and for other purposes.

Bill HR 8843May 16, 2026

CRUISE Act

Bill HR 7083May 16, 2026

To allow Americans to sue federal officials for constitutional violations of voting rights and election law.

Bill HR 8858May 16, 2026

Supporting the goals and ideals of "National Charter Schools Week", to be observed from May 10 through May 16, 2026.

Bill HRES 1298May 16, 2026