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Bank-Fintech Partnership Enhancement Act

7/9/2026, 5:46 PM

Summary of Bill S 4839

This bill, designated as S. 4839 in the 119th Congress, aims to mandate the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation to conduct a comprehensive study on the potential role of collaborations between financial technology firms and banking entities in facilitating the establishment of new banking organizations and enhancing the vitality of community banks.

Current Status of Bill S 4839

Bill S 4839 is currently in the status of Bill Introduced since June 18, 2026. Bill S 4839 was introduced during Congress 119 and was introduced to the Senate on June 18, 2026.  Bill S 4839's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of June 18, 2026

Bipartisan Support of Bill S 4839

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
1
Democrat Cosponsors
1
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill S 4839

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill S 4839

A bill to require the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation to study how partnerships between financial technology companies and banking organizations can support new banking organization formation and community bank health, and for other purposes.
A bill to require the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation to study how partnerships between financial technology companies and banking organizations can support new banking organization formation and community bank health, and for other purposes.

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