Affordable PLUS Repayment Options for Parents Act of 2025

Hozzl · 2025-03-21T17:19:17Z

Explore the details of House Bill 1759 Affordable PLUS Repayment Options for Parents Act of 2025 currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Education. Stay informed on legislative developments.

3/21/2025, 5:19 PM

Summary of Bill HR 1759

Bill 119 hr 1759, also known as the Parent PLUS Loan Repayment Act, aims to amend the Higher Education Act of 1965 to provide more flexible repayment options for borrowers of Parent PLUS loans or loans made on behalf of dependent students under section 428B.

The main goal of this bill is to allow borrowers to repay their loans through income-contingent repayment plans or income-based repayment plans. This means that borrowers will have the option to make payments based on their income, making it more manageable for them to repay their loans.

In addition to providing more repayment options, the bill also includes provisions for other purposes related to student loan repayment. This could include measures to streamline the loan repayment process, provide additional support for borrowers facing financial hardship, or improve transparency and accountability in the student loan system. Overall, the Parent PLUS Loan Repayment Act seeks to address the challenges faced by borrowers of Parent PLUS loans and loans made on behalf of dependent students by offering more flexible and affordable repayment options. This could potentially help alleviate the burden of student loan debt for many families and individuals.

Congressional Summary of HR 1759

Affordable PLUS Repayment Options for Parents Act of 2025

This bill allows borrowers of Parent PLUS Loans to repay their loans under an income-contingent repayment (ICR) plan or an income-based repayment (IBR) plan.

Under current law, borrowers of Parent PLUS Loans are only eligible for the following repayment plans: the standard repayment plan, the graduated repayment plan, and the extended repayment plan. These borrowers are generally prohibited from repaying their loans under ICR or IBR plans. However, borrowers may become eligible for the ICR plan upon consolidation of their loans into a Direct Consolidation Loan. This bill removes these restrictions to allow a borrower of a Parent PLUS Loan to repay the loan under an ICR plan (even without consolidation) or an IBR plan.

The bill allows these expanded repayment options to be available to new and existing borrowers of Parent PLUS Loans.

Read the Full Bill

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Current Status of Bill HR 1759

Bill HR 1759 is currently in the status of Bill Introduced since February 27, 2025. Bill HR 1759 was introduced during Congress 119 and was introduced to the House on February 27, 2025. Bill HR 1759's most recent activity was Referred to the House Committee on Education and Workforce. as of February 27, 2025

Bipartisan Support of Bill HR 1759

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

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Republican Cosponsors

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Policy Area and Potential Impact of Bill HR 1759

Primary Policy Focus

Education

Alternate Title(s) of Bill HR 1759

To amend the Higher Education Act of 1965 to allow borrowers of Parent PLUS loans or loans under section 428B made on behalf of a dependent student to repay such loans pursuant to an income-contingent repayment plan or income-based repayment plan, and for other purposes.