Disaster Displacement Assistance Improvement Act of 2025

Bill 119 HR 1593, also known as the "Duplication of Benefits Clarification Act," aims to amend the Robert T. Stafford Disaster Relief and Emergency Assistance Act. The main purpose of this bill is to prevent the President from considering insurance coverage as a duplication of benefits for certain types of assistance provided under the Stafford Act.

Currently, when individuals or communities receive assistance from the federal government for disaster relief, any insurance coverage they may have is often considered a duplication of benefits. This means that the amount of assistance they receive from the government is reduced by the amount of their insurance coverage, even if the insurance coverage does not fully cover their losses.

The Duplication of Benefits Clarification Act seeks to address this issue by prohibiting the President from counting insurance coverage as a duplication of benefits for certain types of assistance provided under the Stafford Act. This would ensure that individuals and communities affected by disasters are able to receive the full amount of assistance they are entitled to, regardless of their insurance coverage. Overall, this bill aims to provide greater clarity and fairness in the distribution of disaster relief assistance, ensuring that those in need are able to receive the support they require to recover from natural disasters and emergencies.