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Home Mortgage Disclosure Adjustment Act

1/11/2023, 1:33 PM

Congressional Summary of S 3215

Home Mortgage Disclosure Adjustment Act

This bill amends the Home Mortgage Disclosure Act of 1975 to exempt from maintenance of mortgage loan records and disclosure requirements depository institutions that have originated in each of the two preceding calendar years:

  • fewer than 100 closed-end mortgage loans, and
  • fewer than 200 open-end lines of credit.

Read the Full Bill

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Current Status of Bill S 3215

Bill S 3215 is currently in the status of Bill Introduced since July 14, 2016. Bill S 3215 was introduced during Congress 114 and was introduced to the Senate on July 14, 2016.  Bill S 3215's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of July 14, 2016

Bipartisan Support of Bill S 3215

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
0
Democrat Cosponsors
0
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill S 3215

Primary Policy Focus

Finance and Financial Sector

Potential Impact Areas

- Banking and financial institutions regulation
- Business records
- Consumer credit
- Housing finance and home ownership

Alternate Title(s) of Bill S 3215

Home Mortgage Disclosure Adjustment Act
Home Mortgage Disclosure Adjustment Act
A bill to amend the Home Mortgage Disclosure Act of 1975 to specify which depository institutions are subject to the maintenance of records and disclosure requirements of such Act, and for other purposes.

Comments

Sponsors and Cosponsors of S 3215

Mike Rounds
Mike Rounds
South DakotaRepublican

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