A bill to require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes.

1/17/2025, 11:56 AM
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Bill 119 s 138, also known as the "Veterans Affairs Home Loan Awareness Act," is a proposed piece of legislation that aims to increase awareness of the direct and guaranteed home loan programs offered by the Department of Veterans Affairs (VA). The bill would require every enterprise to include a disclaimer on the Uniform Residential Loan Application, informing potential homebuyers about the VA's home loan programs.

The purpose of this bill is to ensure that veterans and their families are aware of the benefits and opportunities available to them through the VA's home loan programs. By including this disclaimer on the loan application, it is hoped that more veterans will take advantage of these programs and be able to achieve homeownership.

The bill does not specify any additional requirements or regulations for the VA's home loan programs, but simply aims to increase awareness and accessibility for those who have served in the military. It is a bipartisan effort to support and honor our veterans by providing them with the information they need to make informed decisions about their housing options. Overall, Bill 119 s 138 is a straightforward and non-controversial piece of legislation that seeks to support veterans and their families in achieving the American dream of homeownership. It is a small but important step in recognizing and honoring the sacrifices made by those who have served our country.
Congress
119

Number
S - 138

Introduced on
2025-01-16

# Amendments
0

Sponsors
+5

Cosponsors
+5

Status of Legislation

Bill Introduced
Introduced to House
House to Vote
Introduced to Senate
Senate to Vote

Purpose and Summary

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Bill 119 s 138, also known as the "Veterans Affairs Home Loan Awareness Act," is a proposed piece of legislation that aims to increase awareness of the direct and guaranteed home loan programs offered by the Department of Veterans Affairs (VA). The bill would require every enterprise to include a disclaimer on the Uniform Residential Loan Application, informing potential homebuyers about the VA's home loan programs.

The purpose of this bill is to ensure that veterans and their families are aware of the benefits and opportunities available to them through the VA's home loan programs. By including this disclaimer on the loan application, it is hoped that more veterans will take advantage of these programs and be able to achieve homeownership.

The bill does not specify any additional requirements or regulations for the VA's home loan programs, but simply aims to increase awareness and accessibility for those who have served in the military. It is a bipartisan effort to support and honor our veterans by providing them with the information they need to make informed decisions about their housing options. Overall, Bill 119 s 138 is a straightforward and non-controversial piece of legislation that seeks to support veterans and their families in achieving the American dream of homeownership. It is a small but important step in recognizing and honoring the sacrifices made by those who have served our country.
Alternative Names
Official Title as IntroducedA bill to require each enterprise to include on the Uniform Residential Loan Application a disclaimer to increase awareness of the direct and guaranteed home loan programs of the Department of Veterans Affairs, and for other purposes.

Comments

APPROVED
HT
Hugo Teague
@durian_fines_herbes_sansho50547
I ain't likin' this bill at all. Why should we have to put a disclaimer on the loan application? It's just gonna make things more complicated for everyone. I don't see how this is gonna help anyone in the long run. #notafan

This bill is go...

APPROVED
GK
Gerardo Kumar
@montreal_steak_seasoning_boldo_douchi91332
This bill is just another example of the government sticking their nose where it doesn't belong. It's ridiculous that they want to force enterprises to include some disclaimer on loan applications. Who even reads those things anyway? It's a waste of ...

Recent Activity

Latest Action1/16/2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.