Financial Product Safety Commission Act of 2015

1/11/2023, 1:28 PM

Financial Product Safety Commission Act of 2015

This bill amends the Consumer Financial Protection Act of 2010 to remove the Consumer Financial Protection Bureau from the Federal Reserve System and instead establish an independent Financial Product Safety Commission (FPSC) to regulate the offering and provision of consumer financial products or services.

The FPSC shall be composed of five members serving staggered five-year terms who are appointed by the President with the advice and consent of the Senate. Not more than three members shall be of any one political party.

The President must appoint a chair of the FPSC from among its members.

The bill prohibits the chair from submitting requests for estimates related to appropriations without prior commission approval.

Congress
114

Number
HR - 1266

Introduced on
2015-03-04

# Amendments
0

Sponsors
+5

Cosponsors
+5

Variations and Revisions

12/12/2016

Status of Legislation

Bill Introduced
Introduced to House
House to Vote
Introduced to Senate
Senate to Vote

Purpose and Summary

Financial Product Safety Commission Act of 2015

This bill amends the Consumer Financial Protection Act of 2010 to remove the Consumer Financial Protection Bureau from the Federal Reserve System and instead establish an independent Financial Product Safety Commission (FPSC) to regulate the offering and provision of consumer financial products or services.

The FPSC shall be composed of five members serving staggered five-year terms who are appointed by the President with the advice and consent of the Senate. Not more than three members shall be of any one political party.

The President must appoint a chair of the FPSC from among its members.

The bill prohibits the chair from submitting requests for estimates related to appropriations without prior commission approval.

Alternative Names
Official Title as IntroducedTo amend the Consumer Financial Protection Act of 2010 to make the Bureau of Consumer Financial Protection an independent Financial Product Safety Commission, and for other purposes.

Policy Areas
Finance and Financial Sector

Potential Impact
Appropriations•
Banking and financial institutions regulation•
Consumer Financial Protection Bureau•
Consumer affairs•
Consumer credit•
Executive agency funding and structure•
Federal Reserve System•
Federal officials•
Financial services and investments

Comments

Recent Activity

Latest Summary6/19/2017

Financial Product Safety Commission Act of 2015

This bill amends the Consumer Financial Protection Act of 2010 to remove the Consumer Financial Protection Bureau from the Federal Reserve System and instead establish an independent F...


Latest Action12/12/2016
Placed on the Union Calendar, Calendar No. 682.