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This bill, titled "To amend the Equal Credit Opportunity Act to require creditors to consider certain additional credit information when making mortgage loans, and for other purposes," was introduced in the 119th Congress under the designation H.R. 9380 on June 18, 2026. The bill aims to amend the Equal Credit Opportunity Act to mandate that creditors take into account specific additional credit information during the process of granting mortgage loans, with additional provisions included for other purposes.

How will this impact me? ✨
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Kinslee Dale profile image

Kinslee Dale

879

2 days ago

I don't get why they wanna change this law. Seems like it could mess things up for me and my fam. Can someone explain this to me?