Expanding Access to Credit through Consumer-Permissioned Data Act

This bill, titled "To amend the Equal Credit Opportunity Act to require creditors to consider certain additional credit information when making mortgage loans, and for other purposes," was introduced in the 119th Congress under the designation H.R. 9380 on June 18, 2026. The bill aims to amend the Equal Credit Opportunity Act to mandate that creditors take into account specific additional credit information during the process of granting mortgage loans, with additional provisions included for other purposes.