ESCRA Act

Hozzl · 2026-04-01T15:53:51Z

Explore the details of Senate Bill 4144 ESCRA Act currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Finance and Financial Sector. Stay informed on legislative developments.

4/1/2026, 3:53 PM

Summary of Bill S 4144

The bill, introduced in the 119th session of Congress, aims to amend the Credit Repair Organizations Act to enhance protections against detrimental practices in the credit repair organization sector and includes provisions for additional purposes.

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Current Status of Bill S 4144

Bill S 4144 is currently in the status of Bill Introduced since March 19, 2026. Bill S 4144 was introduced during Congress 119 and was introduced to the Senate on March 19, 2026. Bill S 4144's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of March 19, 2026

Bipartisan Support of Bill S 4144

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

Democrat Cosponsors

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Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill S 4144

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill S 4144

ESCRA Act

Ending Scam Credit Repair Act

A bill to amend the Credit Repair Organizations Act to add additional protections against harmful practices within the credit repair organization industry, and for other purposes.