Empowering States' Rights To Protect Consumers Act of 2026

Hozzl · 2026-02-20T16:56:42Z

Explore the details of Senate Bill 3721 Empowering States' Rights To Protect Consumers Act of 2026 currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Finance and Financial Sector. Stay informed on legislative developments.

2/20/2026, 4:56 PM

Summary of Bill S 3721

The Empowering States' Rights To Protect Consumers Act of 2026, designated as S. 3721 in the 119th Congress and introduced on January 29, 2026, aims to enhance states' abilities to safeguard consumer interests. Specific provisions and directives within the bill include measures to empower states with more authority to regulate and enforce consumer protection laws, potentially facilitating closer oversight and response to consumer-related issues at the state level. For further details and the full text of the bill, it can be accessed through the provided links to the official documents.

Read the Full Bill

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Current Status of Bill S 3721

Bill S 3721 is currently in the status of Bill Introduced since January 29, 2026. Bill S 3721 was introduced during Congress 119 and was introduced to the Senate on January 29, 2026. Bill S 3721's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of January 29, 2026

Bipartisan Support of Bill S 3721

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

Democrat Cosponsors

Republican Cosponsors

Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill S 3721

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill S 3721

A bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, and for other purposes.