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Empowering States' Rights To Protect Consumers Act of 2026
2/20/2026, 4:56 PM
Summary of Bill S 3721
The Empowering States' Rights To Protect Consumers Act of 2026, designated as S. 3721 in the 119th Congress and introduced on January 29, 2026, aims to enhance states' abilities to safeguard consumer interests. Specific provisions and directives within the bill include measures to empower states with more authority to regulate and enforce consumer protection laws, potentially facilitating closer oversight and response to consumer-related issues at the state level. For further details and the full text of the bill, it can be accessed through the provided links to the official documents.
Read the Full Bill
Current Status of Bill S 3721
Bill S 3721 is currently in the status of Bill Introduced since January 29, 2026. Bill S 3721 was introduced during Congress 119 and was introduced to the Senate on January 29, 2026. Bill S 3721's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of January 29, 2026
Bipartisan Support of Bill S 3721
Total Number of Sponsors
1Democrat Sponsors
1Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
3Democrat Cosponsors
3Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill S 3721
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill S 3721
A bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, and for other purposes.
A bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, and for other purposes.
Comments
Emryn Bradford
718
1 month ago
Why would they pass this crap? How does this even help anyone? #confused
Sponsors and Cosponsors of S 3721
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