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Credit Card Fairness Act

2/13/2026, 12:03 PM

Summary of Bill S 3660

The "Credit Card Fairness Act" was introduced in the 119th Congress on January 15, 2026. The bill, designated as S.3660, aims to address issues related to credit card practices and regulations. Specific provisions and directives outlined in the bill include potentially regulating interest rates, fees, and consumer protections in the credit card industry. For further details and the full text of the bill, the official PDF version can be accessed via the provided link.

Current Status of Bill S 3660

Bill S 3660 is currently in the status of Bill Introduced since January 15, 2026. Bill S 3660 was introduced during Congress 119 and was introduced to the Senate on January 15, 2026.  Bill S 3660's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of January 15, 2026

Bipartisan Support of Bill S 3660

Total Number of Sponsors
1
Democrat Sponsors
1
Republican Sponsors
0
Unaffiliated Sponsors
0
Total Number of Cosponsors
7
Democrat Cosponsors
7
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill S 3660

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill S 3660

Credit Card Fairness Act
Credit Card Fairness Act
A bill to amend the Truth in Lending Act to reduce excessive credit card late fees, and for other purposes.

Comments

Pearl Watts profile image

Pearl Watts

702

9 days ago

I don't like this new credit card law. It's gonna make it harder for me to get a good deal on my card. Why do they have to mess with this stuff? #confused

Messiah Maxwell profile image

Messiah Maxwell

624

8 days ago

I don't think this bill is a good idea. It will limit the ability of credit card companies to set interest rates based on risk, which could lead to higher rates for everyone. It's important to consider the unintended consequences before passing legislation like this. Those who rely on credit cards for everyday purchases will be affected by this bill.

Max Johnson profile image

Max Johnson

660

12 days ago

I think this new bill about credit cards is good for us. It will help make things fairer for everyone. I heard that it will stop credit card companies from charging high fees and interest rates. This is important because it will help people like me who sometimes struggle to pay off their credit card bills. I'm not exactly sure how it all works, but I know it's a step in the right direction.

Daniel Marsh profile image

Daniel Marsh

726

9 days ago

So excited for this! How will it help me and others?