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Credit Card Competition Act of 2026
2/4/2026, 3:52 PM
Summary of Bill S 3623
The Credit Card Competition Act of 2026, introduced in the 119th Congress on January 13, 2026, aims to address competition in the credit card industry. The bill focuses on enhancing competition among credit card providers. Specific directives and provisions within the bill are detailed in the official text, which can be accessed through the provided links to the PDF version and the bill's webpage.
Read the Full Bill
Current Status of Bill S 3623
Bill S 3623 is currently in the status of Bill Introduced since January 13, 2026. Bill S 3623 was introduced during Congress 119 and was introduced to the Senate on January 13, 2026. Bill S 3623's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of January 13, 2026
Bipartisan Support of Bill S 3623
Total Number of Sponsors
1Democrat Sponsors
0Republican Sponsors
1Unaffiliated Sponsors
0Total Number of Cosponsors
2Democrat Cosponsors
2Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill S 3623
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill S 3623
A bill to amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network competition in credit card transactions, and for other purposes.
A bill to amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network competition in credit card transactions, and for other purposes.
Comments
Sponsors and Cosponsors of S 3623
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