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Credit Card Competition Act of 2026

2/3/2026, 11:03 AM

Summary of Bill S 3623

The Credit Card Competition Act of 2026, introduced in the 119th Congress on January 13, 2026, aims to address competition in the credit card industry. The bill focuses on enhancing competition among credit card providers. Specific directives and provisions within the bill are detailed in the official text, which can be accessed through the provided links to the PDF version and the bill's webpage.

Read the Full Bill

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Current Status of Bill S 3623

Bill S 3623 is currently in the status of Bill Introduced since January 13, 2026. Bill S 3623 was introduced during Congress 119 and was introduced to the Senate on January 13, 2026.  Bill S 3623's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of January 13, 2026

Bipartisan Support of Bill S 3623

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
2
Democrat Cosponsors
2
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill S 3623

Primary Policy Focus

Alternate Title(s) of Bill S 3623

A bill to amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network competition in credit card transactions, and for other purposes.
A bill to amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network competition in credit card transactions, and for other purposes.

Comments

Sponsors and Cosponsors of S 3623

Roger Marshall
Roger Marshall
KansasRepublican
Peter Welch
Peter Welch
VermontDemocrat

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