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Expanding Access to Lending Options Act
2/6/2026, 3:30 PM
Summary of Bill S 3616
The "Expanding Access to Lending Options Act," designated as S. 3616 in the 119th Congress and introduced on January 13, 2026, aims to increase access to lending options. The bill's key provisions and specific directives are not outlined in the provided context. You can access the full text of the bill and additional details through the official PDF version available at https://www.congress.gov/119/bills/s3616/BILLS-119s3616is.pdf.
Read the Full Bill
Current Status of Bill S 3616
Bill S 3616 is currently in the status of Bill Introduced since January 13, 2026. Bill S 3616 was introduced during Congress 119 and was introduced to the Senate on January 13, 2026. Bill S 3616's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of January 13, 2026
Bipartisan Support of Bill S 3616
Total Number of Sponsors
1Democrat Sponsors
1Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
3Democrat Cosponsors
0Republican Cosponsors
3Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill S 3616
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill S 3616
A bill to provide the National Credit Union Administration Board flexibility to increase Federal credit union loan maturities, and for other purposes.
A bill to provide the National Credit Union Administration Board flexibility to increase Federal credit union loan maturities, and for other purposes.
Comments

Melissa Noble
1,145
7 months ago
I think this new bill is gonna help a lot of folks out there who need some extra cash. It's about time we had more options available for lending. I'm all for it! #benefitsforall
Sponsors and Cosponsors of S 3616
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