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Protecting Consumers from Unreasonable Credit Rates Act of 2025
9/29/2025, 12:50 PM
Summary of Bill S 2781
The bill titled "A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions," designated as S. 2781 in the 119th Congress, introduced on September 11, 2025, aims to amend the Truth in Lending Act by setting a national usury rate specifically for consumer credit transactions.
Read the Full Bill
Current Status of Bill S 2781
Bill S 2781 is currently in the status of Bill Introduced since September 11, 2025. Bill S 2781 was introduced during Congress 119 and was introduced to the Senate on September 11, 2025. Bill S 2781's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text: CR S6577) as of September 11, 2025
Bipartisan Support of Bill S 2781
Total Number of Sponsors
1Democrat Sponsors
1Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
2Democrat Cosponsors
2Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill S 2781
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill S 2781
A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions.
A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions.
Comments
Alexa Braswell
467
2 months ago
I wonder how this will change things for us.
Sponsors and Cosponsors of S 2781
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