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GUARD Act

2/10/2026, 12:03 PM

Summary of Bill S 2544

This bill, designated as S. 2544 in the 119th Congress and introduced on July 30, 2025, aims to allow State, local, and Tribal law enforcement agencies and grant recipients of eligible Federal funds to utilize such funds for the investigation of elder financial fraud, pig butchering, and general financial fraud. It also seeks to specify that Federal law enforcement agencies can aid State, local, and Tribal law enforcement in employing tracing tools for blockchain and related technology, among other objectives.

Congressional Summary of S 2544

Guarding Unprotected Aging Retirees from Deception Act or the GUARD Act

This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment. 

The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.

Finally, the bill requires the Department of the Treasury and the Financial Crimes Enforcement Network (FinCEN) to report on efforts and recommendations related to general financial fraud, elder financial fraud, pig butchering, and scams. The bill also requires Treasury and FinCEN to report on the state of scams in the United States, including information about crimes committed, federal civil and criminal enforcement actions, and federal efforts to address the crimes. 

Current Status of Bill S 2544

Bill S 2544 is currently in the status of Bill Introduced since July 30, 2025. Bill S 2544 was introduced during Congress 119 and was introduced to the Senate on July 30, 2025.  Bill S 2544's most recent activity was Placed on Senate Legislative Calendar under General Orders. Calendar No. 317. as of February 9, 2026

Bipartisan Support of Bill S 2544

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
11
Democrat Cosponsors
5
Republican Cosponsors
6
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill S 2544

Primary Policy Focus

Crime and Law Enforcement

Alternate Title(s) of Bill S 2544

A bill to permit State, local, and Tribal law enforcement agencies and grantees that receive eligible Federal grant funds to use such funds for investigating elder financial fraud, pig butchering, and general financial fraud, and to clarify that Federal law enforcement agencies may assist State, local, and Tribal law enforcement agencies in the use of tracing tools for blockchain and related technology, and for other purposes.
A bill to permit State, local, and Tribal law enforcement agencies and grantees that receive eligible Federal grant funds to use such funds for investigating elder financial fraud, pig butchering, and general financial fraud, and to clarify that Federal law enforcement agencies may assist State, local, and Tribal law enforcement agencies in the use of tracing tools for blockchain and related technology, and for other purposes.

Comments

Hudson Gay profile image

Hudson Gay

1,073

11 months ago

This bill is so dumb! Why are they using our tax money to investigate pig butchering? That's not a priority for law enforcement! And why do they need to clarify that federal agencies can help with blockchain tracing? Seems like a waste of resources to me. Who benefits from this nonsense?

Caroline Godfrey profile image

Caroline Godfrey

975

5 months ago

I think this GUARD Act is great! It will help keep us safe and protect our country. Can't wait to see how it works out!

Waverly McCullough profile image

Waverly McCullough

895

5 months ago

What even is this? How will it impact me?

Skyler Brewer profile image

Skyler Brewer

1,025

5 months ago

I can't believe this new bill, it's just not right! They're trying to take away our freedoms and control us. Why would they do this to us? Who is this going to affect?

Elyse Dougherty profile image

Elyse Dougherty

1,039

5 months ago

I'm totally on board with this new bill, it's about time we had some real change around here. Can't wait to see how it all plays out! #excited #changeisgood