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A bill to establish a whole-home repairs program for eligible homeowners and eligible landlords, and for other purposes.

1/17/2025, 11:56 AM

Summary of Bill S 127

Bill 119 s 127, also known as the Whole-Home Repairs Program Act, is a piece of legislation introduced in the US Congress with the aim of establishing a program to provide assistance for eligible homeowners and landlords in need of repairs for their properties. The bill seeks to address the issue of deteriorating housing conditions by offering financial support for necessary repairs to ensure safe and habitable living conditions.

Under the proposed program, eligible homeowners and landlords would be able to apply for funding to cover the costs of repairs such as plumbing, electrical, roofing, and structural improvements. The bill outlines the criteria for eligibility, which may include income level, property ownership status, and the severity of the repairs needed.

In addition to providing financial assistance for repairs, the bill also includes provisions for oversight and accountability to ensure that the funds are used appropriately and effectively. This may involve regular inspections of the repaired properties to ensure compliance with safety and quality standards. Overall, the Whole-Home Repairs Program Act aims to improve the living conditions of low-income homeowners and tenants by addressing the issue of substandard housing through targeted financial assistance for necessary repairs. The bill is currently under consideration in Congress and may undergo revisions before being voted on for passage into law.

Congressional Summary of S 127

Whole-Home Repairs Act of 2025

This bill establishes a pilot program through which the Department of Housing and Urban Development provides grants to state and local governments to support the ability of certain landlords and low- to moderate-income homeowners to make necessary modifications, repairs, or updates to their properties.

State and local governments must use the funds they receive under the program to award grants to homeowners and loans to landlords to make changes that address issues such as accessibility, habitability, and energy efficiency. 

A homeowner is eligible for a grant if the homeowner's household income (1) does not exceed 80% of the area median income, (2) does not exceed 200% of the federal poverty guidelines, or (3) meets the income eligibility criteria of another federal program that serves families of limited means. A landlord is eligible for a loan (which may be forgivable) if the landlord owns fewer than 10 rental properties that have a total of up to 50 units and that mostly consist of units that are affordable (i.e., affordable to a tenant with an income that does not exceed 80% of the area median income).

The program terminates on October 1, 2030. 

Current Status of Bill S 127

Bill S 127 is currently in the status of Bill Introduced since January 16, 2025. Bill S 127 was introduced during Congress 119 and was introduced to the Senate on January 16, 2025.  Bill S 127's most recent activity was Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of January 16, 2025

Bipartisan Support of Bill S 127

Total Number of Sponsors
1
Democrat Sponsors
1
Republican Sponsors
0
Unaffiliated Sponsors
0
Total Number of Cosponsors
3
Democrat Cosponsors
1
Republican Cosponsors
2
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill S 127

Primary Policy Focus

Alternate Title(s) of Bill S 127

A bill to establish a whole-home repairs program for eligible homeowners and eligible landlords, and for other purposes.
A bill to establish a whole-home repairs program for eligible homeowners and eligible landlords, and for other purposes.

Comments

Ricardo West profile image

Ricardo West

1,121

1 year ago

This bill is a waste of taxpayer money. It's just another way for the government to control us. Who benefits from it? Certainly not hardworking Americans like me.