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Homeownership Eligibility Reform Act

7/15/2026, 8:07 AM

Summary of Bill HR 9514

The bill, numbered H.R. 9514 in the 119th Congress and introduced on June 29, 2026, aims to limit mortgage insurance eligibility under the Federal Housing Administration and the acquisition and securitization of mortgages by Fannie Mae and Freddie Mac to U.S. citizens.

Current Status of Bill HR 9514

Bill HR 9514 is currently in the status of Bill Introduced since June 29, 2026. Bill HR 9514 was introduced during Congress 119 and was introduced to the House on June 29, 2026.  Bill HR 9514's most recent activity was Referred to the House Committee on Financial Services. as of June 29, 2026

Bipartisan Support of Bill HR 9514

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
41
Democrat Cosponsors
0
Republican Cosponsors
41
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 9514

Primary Policy Focus

Immigration

Alternate Title(s) of Bill HR 9514

To restrict the eligibility of mortgagors to citizens of the United States with respect to mortgage insurance provided by the Federal Housing Administration and the purchase and securitization of mortgages by Fannie Mae and Freddie Mac.
To restrict the eligibility of mortgagors to citizens of the United States with respect to mortgage insurance provided by the Federal Housing Administration and the purchase and securitization of mortgages by Fannie Mae and Freddie Mac.

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