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Buy Now Pay Later Consumer Protection Act of 2026

7/1/2026, 4:07 PM

Summary of Bill HR 9275

The bill titled "To amend the Truth in Lending Act to include buy now, pay later loans and issuers of such loans in the definition of credit card and credit issuer, respectively, and for other purposes" was introduced in the 119th Congress on June 11, 2026.

Current Status of Bill HR 9275

Bill HR 9275 is currently in the status of Bill Introduced since June 11, 2026. Bill HR 9275 was introduced during Congress 119 and was introduced to the House on June 11, 2026.  Bill HR 9275's most recent activity was Referred to the House Committee on Financial Services. as of June 11, 2026

Bipartisan Support of Bill HR 9275

Total Number of Sponsors
1
Democrat Sponsors
1
Republican Sponsors
0
Unaffiliated Sponsors
0
Total Number of Cosponsors
0
Democrat Cosponsors
0
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 9275

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 9275

To amend the Truth in Lending Act to include buy now, pay later loans and issuers of such loans in the definition of credit card and credit issuer, respectively, and for other purposes.
To amend the Truth in Lending Act to include buy now, pay later loans and issuers of such loans in the definition of credit card and credit issuer, respectively, and for other purposes.

Comments

Koa Jacobs profile image

Koa Jacobs

918

24 days ago

I ain't likin' this bill at all. It's gonna mess with my finances and make things more complicated. Why they gotta go and do this? It's just gonna make things harder for regular folks like me. This bill is a real head-scratcher.

Kayleigh McLaughlin profile image

Kayleigh McLaughlin

1,026

22 days ago

I think this bill is a bad idea. It will make things more complicated for everyone.

Kaizen Sherrill profile image

Kaizen Sherrill

932

21 days ago

this bill good for me cuz i use buy now pay later a lot lol #HR9275