Health Coverage Choice Act

Bill 119 hr 90, also known as the Short-Term Limited Duration Insurance Act, aims to amend title XXVII of the Public Health Service Act to establish a clear definition of short-term limited duration insurance (STLDI). This type of insurance is designed to provide temporary coverage for individuals who are in between health insurance plans or experiencing a short-term gap in coverage.

The bill seeks to address concerns about the lack of regulation and consumer protections surrounding STLDI plans. By defining STLDI and establishing guidelines for its coverage, the legislation aims to ensure that individuals who purchase these plans have access to essential health benefits and are protected from discriminatory practices.

In addition to defining STLDI, the bill also includes provisions for other purposes related to health insurance regulation. These may include measures to improve transparency in the insurance marketplace, enhance consumer protections, and promote affordability and accessibility of health insurance coverage. Overall, Bill 119 hr 90 represents an effort to address gaps in the current regulatory framework surrounding short-term limited duration insurance and to provide greater clarity and protections for individuals who rely on these plans for temporary coverage.