Fair Credit Reporting Reseller Accuracy Act

Hozzl · 2026-09-02T13:07:18Z

Explore the details of House Bill 8141 Fair Credit Reporting Reseller Accuracy Act currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Finance and Financial Sector. Stay informed on legislative developments.

9/2/2026, 1:07 PM

Summary of Bill HR 8141

The bill titled "To amend the Fair Credit Reporting Act" was introduced in the 119th Congress as H.R. 8141 on March 27, 2026. It aims to require resellers of consumer report information to implement reasonable procedures ensuring the utmost accuracy of the data before transmitting it.

Congressional Summary of HR 8141

Fair Credit Reporting Reseller Accuracy Act

This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides.

A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.

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Current Status of Bill HR 8141

Bill HR 8141 is currently in the status of Bill Introduced since March 27, 2026. Bill HR 8141 was introduced during Congress 119 and was introduced to the House on March 27, 2026. Bill HR 8141's most recent activity was Placed on the Union Calendar, Calendar No. 689. as of September 1, 2026

Bipartisan Support of Bill HR 8141

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

Democrat Cosponsors

Republican Cosponsors

Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill HR 8141

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 8141

Fair Credit Reporting Reseller Accuracy Act

To amend the Fair Credit Reporting Act to require resellers of information contained in consumer reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information, and for other purposes.