Bankruptcy Threshold Adjustment Act

Hozzl · 2026-09-18T05:23:21Z

Explore the details of House Bill 7730 Bankruptcy Threshold Adjustment Act currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Finance and Financial Sector. Stay informed on legislative developments.

9/18/2026, 5:23 AM

Summary of Bill HR 7730

The bill titled "To amend title 11, United States Code, to modify certain bankruptcy eligibility requirements, and for other purposes" was introduced in the 119th Congress on February 26, 2026, as H.R. 7730. The bill aims to amend specific bankruptcy eligibility requirements outlined in the United States Code. For full details and provisions, please refer to the official PDF version of the bill.

Congressional Summary of HR 7730

Bankruptcy Threshold Adjustment Act of 2026

This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.

Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million.

The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)

Read the Full Bill

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Current Status of Bill HR 7730

Bill HR 7730 is currently in the status of Passed in House since September 16, 2026. Bill HR 7730 was introduced during Congress 119 and was introduced to the House on February 26, 2026. Bill HR 7730's most recent activity was Motion to reconsider laid on the table Agreed to without objection. as of September 16, 2026