4
3
3
Failing Bank Acquisition Fairness Act
2/19/2026, 5:26 PM
Summary of Bill HR 6556
The Failing Bank Acquisition Fairness Act, introduced in the 119th Congress, aims to address issues related to failing banks and their acquisition processes. The bill, designated as H.R. 6556, was introduced on December 10, 2025. Specific provisions and directives within the bill include measures to ensure fairness in the acquisition of failing banks and to potentially improve the stability and transparency of such transactions. For more detailed information, the official PDF version of the bill can be accessed at the provided link.
Read the Full Bill
Current Status of Bill HR 6556
Bill HR 6556 is currently in the status of Bill Introduced since December 10, 2025. Bill HR 6556 was introduced during Congress 119 and was introduced to the House on December 10, 2025. Bill HR 6556's most recent activity was Placed on the Union Calendar, Calendar No. 406. as of February 2, 2026
Bipartisan Support of Bill HR 6556
Total Number of Sponsors
1Democrat Sponsors
1Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
0Democrat Cosponsors
0Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 6556
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill HR 6556
To prohibit the use of certain concentration limit exceptions with respect to mergers involving a failed bank unless the applicable agency determines such use is necessary to prevent significant economic disruption or significant adverse effects on financial stability, and for other purposes.
To prohibit the use of certain concentration limit exceptions with respect to mergers involving a failed bank unless the applicable agency determines such use is necessary to prevent significant economic disruption or significant adverse effects on financial stability, and for other purposes.
Comments

Maya Allred
901
3 months ago
This bill will hurt small banks and limit competition. Who will benefit from this?
Sponsors and Cosponsors of HR 6556
Latest Bills
Department of Homeland Security Appropriations Act, 2027
Bill HR 9310June 14, 2026
Departments of Labor, Health and Human Services, and Education, and Related Agencies Appropriations Act, 2027
Bill HR 9260June 13, 2026
Small Business Technological Act of 2025
Bill HR 915June 13, 2026
Secure America Act
Bill S 2June 13, 2026
First Rhode Island Regiment Congressional Gold Medal Act
Bill S 567June 13, 2026
Recruiting Families Using Data Act of 2025
Bill S 162June 13, 2026
Economic Relief for Specialty Crops Act
Bill S 4660June 13, 2026
Promoting Strong Native Families and Children Act
Bill S 4638June 13, 2026
Ensuring Disaster Recovery and Resilience for Specialty Crops Act
Bill S 4661June 13, 2026
Regional Great Lakes Partnership Act of 2026
Bill S 4573June 13, 2026

