Failing Bank Acquisition Fairness Act

Hozzl · 2026-02-19T17:26:20Z

Explore the details of House Bill 6556 Failing Bank Acquisition Fairness Act currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Finance and Financial Sector. Stay informed on legislative developments.

2/19/2026, 5:26 PM

Summary of Bill HR 6556

The Failing Bank Acquisition Fairness Act, introduced in the 119th Congress, aims to address issues related to failing banks and their acquisition processes. The bill, designated as H.R. 6556, was introduced on December 10, 2025. Specific provisions and directives within the bill include measures to ensure fairness in the acquisition of failing banks and to potentially improve the stability and transparency of such transactions. For more detailed information, the official PDF version of the bill can be accessed at the provided link.

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Current Status of Bill HR 6556

Bill HR 6556 is currently in the status of Bill Introduced since December 10, 2025. Bill HR 6556 was introduced during Congress 119 and was introduced to the House on December 10, 2025. Bill HR 6556's most recent activity was Placed on the Union Calendar, Calendar No. 406. as of February 2, 2026

Bipartisan Support of Bill HR 6556

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

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Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill HR 6556

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 6556

To prohibit the use of certain concentration limit exceptions with respect to mergers involving a failed bank unless the applicable agency determines such use is necessary to prevent significant economic disruption or significant adverse effects on financial stability, and for other purposes.