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Failing Bank Acquisition Fairness Act
2/19/2026, 5:26 PM
Summary of Bill HR 6556
The Failing Bank Acquisition Fairness Act, introduced in the 119th Congress, aims to address issues related to failing banks and their acquisition processes. The bill, designated as H.R. 6556, was introduced on December 10, 2025. Specific provisions and directives within the bill include measures to ensure fairness in the acquisition of failing banks and to potentially improve the stability and transparency of such transactions. For more detailed information, the official PDF version of the bill can be accessed at the provided link.
Read the Full Bill
Current Status of Bill HR 6556
Bill HR 6556 is currently in the status of Bill Introduced since December 10, 2025. Bill HR 6556 was introduced during Congress 119 and was introduced to the House on December 10, 2025. Bill HR 6556's most recent activity was Placed on the Union Calendar, Calendar No. 406. as of February 2, 2026
Bipartisan Support of Bill HR 6556
Total Number of Sponsors
1Democrat Sponsors
1Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
0Democrat Cosponsors
0Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 6556
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill HR 6556
To prohibit the use of certain concentration limit exceptions with respect to mergers involving a failed bank unless the applicable agency determines such use is necessary to prevent significant economic disruption or significant adverse effects on financial stability, and for other purposes.
To prohibit the use of certain concentration limit exceptions with respect to mergers involving a failed bank unless the applicable agency determines such use is necessary to prevent significant economic disruption or significant adverse effects on financial stability, and for other purposes.
Comments

Maya Allred
751
1 month ago
This bill will hurt small banks and limit competition. Who will benefit from this?
Sponsors and Cosponsors of HR 6556
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