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Credit Access and Inclusion Act of 2025

10/4/2025, 8:05 AM

Summary of Bill HR 5402

The bill "To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting certain full-file consumer credit information to consumer reporting agencies, and for other purposes" was introduced in the 119th Congress as H.R. 5402 on September 16, 2025.

Current Status of Bill HR 5402

Bill HR 5402 is currently in the status of Bill Introduced since September 16, 2025. Bill HR 5402 was introduced during Congress 119 and was introduced to the House on September 16, 2025.  Bill HR 5402's most recent activity was Referred to the House Committee on Financial Services. as of September 16, 2025

Bipartisan Support of Bill HR 5402

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
3
Democrat Cosponsors
3
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 5402

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 5402

To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting certain full-file consumer credit information to consumer reporting agencies, and for other purposes.
To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting certain full-file consumer credit information to consumer reporting agencies, and for other purposes.

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