Credit Access and Inclusion Act of 2025

Hozzl · 2026-07-06T16:49:20Z

Explore the details of House Bill 5402 Credit Access and Inclusion Act of 2025 currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Finance and Financial Sector. Stay informed on legislative developments.

7/6/2026, 4:49 PM

Summary of Bill HR 5402

The bill "To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting certain full-file consumer credit information to consumer reporting agencies, and for other purposes" was introduced in the 119th Congress as H.R. 5402 on September 16, 2025.

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Current Status of Bill HR 5402

Bill HR 5402 is currently in the status of Bill Introduced since September 16, 2025. Bill HR 5402 was introduced during Congress 119 and was introduced to the House on September 16, 2025. Bill HR 5402's most recent activity was Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 23. as of June 30, 2026

Bipartisan Support of Bill HR 5402

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Unaffiliated Sponsors

Total Number of Cosponsors

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Policy Area and Potential Impact of Bill HR 5402

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 5402

To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting certain full-file consumer credit information to consumer reporting agencies, and for other purposes.