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To require the Bureau of Consumer Financial Protection and the Federal Trade Commission to conduct a study on use of additional key factors in credit scoring models, and for other purposes.
9/22/2025, 3:34 PM
Summary of Bill HR 5083
The bill, designated as H.R. 5083 in the 119th Congress and introduced on September 2, 2025, aims to mandate the Bureau of Consumer Financial Protection and the Federal Trade Commission to undertake a study focusing on incorporating extra key factors into credit scoring models.
Read the Full Bill
Current Status of Bill HR 5083
Bill HR 5083 is currently in the status of Bill Introduced since September 2, 2025. Bill HR 5083 was introduced during Congress 119 and was introduced to the House on September 2, 2025. Bill HR 5083's most recent activity was Referred to the House Committee on Financial Services. as of September 2, 2025
Bipartisan Support of Bill HR 5083
Total Number of Sponsors
1Democrat Sponsors
1Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
0Democrat Cosponsors
0Republican Cosponsors
0Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 5083
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill HR 5083
To require the Bureau of Consumer Financial Protection and the Federal Trade Commission to conduct a study on use of additional key factors in credit scoring models, and for other purposes.
To require the Bureau of Consumer Financial Protection and the Federal Trade Commission to conduct a study on use of additional key factors in credit scoring models, and for other purposes.
Comments
Salem Hansen
529
2 months ago
This bill is so dumb! Why do we need a study on credit scores? It's just gonna waste time and money. I don't see how this is gonna help anyone. It's just a bunch of nonsense. Who even benefits from this? It's ridiculous.
Sponsors and Cosponsors of HR 5083
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