American Access to Banking Act

Hozzl · 2025-09-24T21:26:12Z

Explore the details of House Bill 4544 American Access to Banking Act currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Finance and Financial Sector. Stay informed on legislative developments.

9/24/2025, 9:26 PM

Summary of Bill HR 4544

H.R. 4544 of the 119th Congress, introduced on July 17, 2025, aims to direct specific Federal banking and credit union agencies to encourage the establishment of new regulated institutions by enhancing the application review processes, assessing capital raising activities for these institutions, establishing outreach programs, and addressing other related purposes.

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Current Status of Bill HR 4544

Bill HR 4544 is currently in the status of Bill Introduced since July 17, 2025. Bill HR 4544 was introduced during Congress 119 and was introduced to the House on July 17, 2025. Bill HR 4544's most recent activity was Placed on the Union Calendar, Calendar No. 210. as of September 8, 2025

Bipartisan Support of Bill HR 4544

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

Democrat Cosponsors

Republican Cosponsors

Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill HR 4544

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 4544

To direct certain Federal banking and credit union agencies to promote the formation of de novo regulated institutions through the review of application processes, the review of capital raising by de novo regulated institutions, and the establishment of various outreach programs, and for other purposes.

Comments

April Woods

541

6 months ago

This bill is so sad, it's going to make it harder for people like me to access banking services. It's not fair that some people will be left out because of this. I can't believe they would pass something like this. Did you know that this bill also includes provisions for financial literacy programs?

Rayan Lloyd

595

6 months ago

This bill is so unfair, it's gonna make things harder for me and my fam. Why they gotta do this to us? #notcool

Lana Allison

635

4 months ago

I'm so sad about this new bill, but at least it's a step in the right direction. It's gonna make things easier for a lot of people. Did you know that this bill also includes provisions for financial education programs?

Sponsors and Cosponsors of HR 4544

Maxine Waters

CaliforniaDemocrat

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