0
1

PAPER Act

7/30/2025, 12:38 PM

Summary of Bill HR 4538

The bill, designated as H.R. 4538 in the 119th Congress, aims to prevent covered entities from mandating that consumers exclusively receive digital monthly statements.

Current Status of Bill HR 4538

Bill HR 4538 is currently in the status of Bill Introduced since July 17, 2025. Bill HR 4538 was introduced during Congress 119 and was introduced to the House on July 17, 2025.  Bill HR 4538's most recent activity was Referred to the House Committee on Financial Services. as of July 17, 2025

Bipartisan Support of Bill HR 4538

Total Number of Sponsors
2
Democrat Sponsors
0
Republican Sponsors
2
Unaffiliated Sponsors
0
Total Number of Cosponsors
0
Democrat Cosponsors
0
Republican Cosponsors
0
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 4538

Primary Policy Focus

Alternate Title(s) of Bill HR 4538

To prohibit covered entities from requiring consumers to solely use digital monthly statements, and for other purposes.
To prohibit covered entities from requiring consumers to solely use digital monthly statements, and for other purposes.

Comments

Sponsors and Cosponsors of HR 4538

Latest Bills

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".
Bill SJRES 173April 14, 2026
A joint resolution to direct the removal of United States Armed Forces from hostilities within or against the Islamic Republic of Iran that have not been authorized by Congress.
Bill SJRES 172April 14, 2026
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Disclosure of Consumer Complaint Narrative Data".
Bill SJRES 176April 14, 2026
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Procedures for Supervisory Designation Proceedings".
Bill SJRES 178April 14, 2026
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2015-02 re: Section 8 housing choice voucher homeownership program".
Bill SJRES 165April 14, 2026
A bill to provide for export restrictions on certain semiconductor manufacturing equipment and components therefor, and for other purposes.
Bill S 4281April 14, 2026
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Compliance Bulletin 2016-03: Detecting and Preventing Consumer Harm From Production Incentives".
Bill SJRES 170April 14, 2026
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Department of Education relating to "William D. Ford Federal Direct Loan (Direct Loan) Program".
Bill SJRES 182April 14, 2026
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Information Requests to Large Banks and Credit Unions".
Bill SJRES 167April 14, 2026
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Discrimination on the Bases of Sexual Orientation and Gender Identity".
Bill SJRES 166April 14, 2026