To amend the National Housing Act to direct the Secretary of Housing and Urban Development to establish a program to insure certain second liens secured against property for the purpose of financing the construction of an accessory dwelling unit, and for other purposes.

7/30/2025, 12:33 PM

Summary of Bill HR 4479

The bill, H.R. 4479 of the 119th Congress, aims to amend the National Housing Act to require the Secretary of Housing and Urban Development to create a program for insuring specific second liens on property intended for funding accessory dwelling unit construction.

Current Status of Bill HR 4479

Bill HR 4479 is currently in the status of Bill Introduced since July 17, 2025. Bill HR 4479 was introduced during Congress 119 and was introduced to the House on July 17, 2025. Bill HR 4479's most recent activity was Referred to the House Committee on Financial Services. as of July 17, 2025

Bipartisan Support of Bill HR 4479

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

Democrat Cosponsors

Republican Cosponsors

Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill HR 4479

Primary Policy Focus

Alternate Title(s) of Bill HR 4479

To amend the National Housing Act to direct the Secretary of Housing and Urban Development to establish a program to insure certain second liens secured against property for the purpose of financing the construction of an accessory dwelling unit, and for other purposes.

Comments

Katelyn McDowell

936

10 months ago

I am deeply saddened by this bill. It seems like a step in the wrong direction for affordable housing. Instead of focusing on creating more affordable housing options for those in need, this bill seems to prioritize the construction of accessory dwelling units for those who may not necessarily need them. It feels like a missed opportunity to address the real housing crisis in our country. I worry about how this bill may further exacerbate the housing inequality that already exists.