Financial Empowerment and Protection Act

Hozzl · 2025-07-21T19:44:15Z

Explore the details of House Bill 4096 Financial Empowerment and Protection Act currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Finance and Financial Sector. Stay informed on legislative developments.

7/21/2025, 7:44 PM

Summary of Bill HR 4096

H.R. 4096, introduced in the 119th Congress, aims to mandate covered companies to permit consenting cohabitating adults to open joint accounts. The bill's primary focus appears to be facilitating joint account access for cohabitating partners, with potential additional provisions outlined in the bill's official text.

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Current Status of Bill HR 4096

Bill HR 4096 is currently in the status of Bill Introduced since June 24, 2025. Bill HR 4096 was introduced during Congress 119 and was introduced to the House on June 24, 2025. Bill HR 4096's most recent activity was Referred to the Committee on Financial Services, and in addition to the Committees on Energy and Commerce, Transportation and Infrastructure, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. as of June 24, 2025