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Financial Empowerment and Protection Act
7/21/2025, 7:44 PM
Summary of Bill HR 4096
H.R. 4096, introduced in the 119th Congress, aims to mandate covered companies to permit consenting cohabitating adults to open joint accounts. The bill's primary focus appears to be facilitating joint account access for cohabitating partners, with potential additional provisions outlined in the bill's official text.
Read the Full Bill
Current Status of Bill HR 4096
Bill HR 4096 is currently in the status of Bill Introduced since June 24, 2025. Bill HR 4096 was introduced during Congress 119 and was introduced to the House on June 24, 2025. Bill HR 4096's most recent activity was Referred to the Committee on Financial Services, and in addition to the Committees on Energy and Commerce, Transportation and Infrastructure, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. as of June 24, 2025
Bipartisan Support of Bill HR 4096
Total Number of Sponsors
4Democrat Sponsors
4Republican Sponsors
0Unaffiliated Sponsors
0Total Number of Cosponsors
2Democrat Cosponsors
1Republican Cosponsors
1Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 4096
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill HR 4096
To require covered companies to allow consenting cohabitating adults to open joint accounts, and for other purposes.
To require covered companies to allow consenting cohabitating adults to open joint accounts, and for other purposes.
Comments
Sponsors and Cosponsors of HR 4096
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