Financial Stability Oversight Council Improvement Act of 2025

Hozzl · 2026-02-13T04:08:22Z

Explore the details of House Bill 3682 Financial Stability Oversight Council Improvement Act of 2025 currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Finance and Financial Sector. Stay informed on legislative developments.

2/13/2026, 4:08 AM

Summary of Bill HR 3682

This bill, identified as H.R. 3682 in the 119th Congress, aims to amend the Financial Stability Act of 2010. The primary objective is to mandate the Financial Stability Oversight Council to evaluate alternative methods before deciding to subject a U.S. nonbank financial company to supervision by the Federal Reserve System. Additional purposes and specific provisions in the bill are not provided in the context.

Congressional Summary of HR 3682

Financial Stability Oversight Council Improvement Act of 2025

This bill requires the Financial Stability Oversight Council, prior to determining that a U.S. nonbank financial company shall be supervised by the Federal Reserve Board and therefore subject to certain prudential standards, to first determine that certain alternative actions would not mitigate the threat the company may pose to U.S. financial stability.

Read the Full Bill

Formatted Text PDF Formatted XML

Current Status of Bill HR 3682

Bill HR 3682 is currently in the status of Passed in House since February 9, 2026. Bill HR 3682 was introduced during Congress 119 and was introduced to the House on June 3, 2025. Bill HR 3682's most recent activity was Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of February 11, 2026

Bipartisan Support of Bill HR 3682

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

Democrat Cosponsors

Republican Cosponsors

Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill HR 3682

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 3682

To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes.