TAILOR Act of 2025

Hozzl · 2025-07-02T00:36:04Z

Explore the details of House Bill 3380 TAILOR Act of 2025 currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Finance and Financial Sector. Stay informed on legislative developments.

7/2/2025, 12:36 AM

Summary of Bill HR 3380

The TAILOR Act of 2025, designated as H.R. 3380 in the 119th Congress and introduced on May 14, 2025, aims to bring about specific changes related to tailoring and customization in a particular industry. The bill, as outlined in the provided information, focuses on tailoring regulations, likely involving adjustments to existing rules or the creation of new frameworks to allow for tailored approaches within the specified sector. For further details and the full text of the bill, refer to the official PDF version accessible at the provided link.

Congressional Summary of HR 3380

Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025

This bill addresses the supervision of financial institutions.

Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last 15 years.

The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio.

Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.

Read the Full Bill

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Current Status of Bill HR 3380

Bill HR 3380 is currently in the status of Bill Introduced since May 14, 2025. Bill HR 3380 was introduced during Congress 119 and was introduced to the House on May 14, 2025. Bill HR 3380's most recent activity was Placed on the Union Calendar, Calendar No. 104. as of June 4, 2025

Bipartisan Support of Bill HR 3380

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

Democrat Cosponsors

Republican Cosponsors

Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill HR 3380

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 3380

TAILOR Act of 2025

Taking Account of Institutions with Low Operation Risk Act of 2025

To require the Federal financial institutions regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions, and for other purposes.