Fair Debt Collection Improvement Act

The Fair Debt Collection Improvement Act, designated as H.R. 2704 in the 119th Congress and introduced on April 8, 2025, aims to enhance regulations related to debt collection practices. The bill includes provisions geared towards improving fairness and transparency in debt collection processes, potentially introducing measures to protect consumers from predatory or abusive practices commonly associated with debt collection agencies. For further details and the full text of the bill, the official PDF version can be accessed at the provided link: https://www.congress.gov/119/bills/hr2704/BILLS-119hr2704ih.pdf.