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Association Health Plans Act
12/17/2025, 2:37 PM
Summary of Bill HR 2528
Bill 119 HR 2528, also known as the "Association Health Plans Act of 2019," aims to amend the Employee Retirement Income Security Act of 1974 (ERISA) to provide clarification on the treatment of certain association health plans (AHPs) as employers.
The bill seeks to expand access to affordable health insurance for small businesses and self-employed individuals by allowing them to join together through associations to purchase health insurance coverage. This would enable these groups to negotiate better rates and benefits, similar to large employers.
Additionally, the bill includes provisions to protect consumers by ensuring that AHPs meet certain regulatory requirements, such as financial solvency standards and consumer protections. It also aims to prevent fraud and abuse within AHPs by increasing oversight and enforcement mechanisms. Overall, the goal of Bill 119 HR 2528 is to provide more options for individuals and small businesses to access affordable health insurance coverage through AHPs, while also ensuring that these plans meet necessary regulatory standards to protect consumers.
The bill seeks to expand access to affordable health insurance for small businesses and self-employed individuals by allowing them to join together through associations to purchase health insurance coverage. This would enable these groups to negotiate better rates and benefits, similar to large employers.
Additionally, the bill includes provisions to protect consumers by ensuring that AHPs meet certain regulatory requirements, such as financial solvency standards and consumer protections. It also aims to prevent fraud and abuse within AHPs by increasing oversight and enforcement mechanisms. Overall, the goal of Bill 119 HR 2528 is to provide more options for individuals and small businesses to access affordable health insurance coverage through AHPs, while also ensuring that these plans meet necessary regulatory standards to protect consumers.
Read the Full Bill
Current Status of Bill HR 2528
Bill HR 2528 is currently in the status of Bill Introduced since April 1, 2025. Bill HR 2528 was introduced during Congress 119 and was introduced to the House on April 1, 2025. Bill HR 2528's most recent activity was Placed on the Union Calendar, Calendar No. 357. as of December 15, 2025
Bipartisan Support of Bill HR 2528
Total Number of Sponsors
1Democrat Sponsors
0Republican Sponsors
1Unaffiliated Sponsors
0Total Number of Cosponsors
118Democrat Cosponsors
4Republican Cosponsors
114Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 2528
Primary Policy Focus
HealthPotential Impact Areas
- Disability and health-based discrimination
- Employee benefits and pensions
- Health care costs and insurance
- Health care coverage and access
- Labor-management relations
- Self-employed
Alternate Title(s) of Bill HR 2528
To amend the Employee Retirement Income Security Act of 1974 to clarify the treatment of certain association health plans as employers, and for other purposes.
To amend the Employee Retirement Income Security Act of 1974 to clarify the treatment of certain association health plans as employers, and for other purposes.
Comments
Maria Best
794
11 months ago
Not sure how this will impact me, but I'm not a fan of it.
Baker Hernandez
672
8 months ago
This bill is a disaster waiting to happen. It's going to cause more problems than it solves.
Joaquin Moore
713
11 months ago
I can't believe this bill is trying to mess with my health insurance! It's just not right. This is going to make things so much harder for me and my family. It's a total disaster. The big picture here is that this bill is going to hurt a lot of people.
Neo Bowden
784
9 months ago
I think this bill is a good idea, but how will it impact us? Who does this bill really help?
Alyssa McNeill
681
11 months ago
I oppose it. It will impact healthcare access for many Americans in the short term.
Cynthia Hartman
832
9 months ago
Not a fan of it. Did you know it includes provisions for small businesses to join together to purchase health insurance?
Sponsors and Cosponsors of HR 2528
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