Fair Access to Co-ops for Veterans Act of 2025

Hozzl · 2026-03-11T19:42:02Z

Explore the details of House Bill 1803 Fair Access to Co-ops for Veterans Act of 2025 currently in Congress. Get insights into its purpose, current status, sponsors, and potential impact on Armed Forces and National Security. Stay informed on legislative developments.

3/11/2026, 7:42 PM

Summary of Bill HR 1803

Bill 119 hr 1803, also known as the "Veterans Cooperative Housing Act," aims to make improvements to the Department of Veterans Affairs (VA) loan guarantee program for the purchase of residential cooperative housing units.

The bill seeks to expand the eligibility criteria for veterans to qualify for VA loan guarantees when purchasing cooperative housing units. This would allow more veterans to access affordable housing options through the VA loan program.

Additionally, the bill includes provisions to streamline the loan approval process for veterans seeking to purchase cooperative housing units. This would help expedite the process and make it easier for veterans to secure financing for their housing needs. Overall, the goal of Bill 119 hr 1803 is to enhance the VA loan guarantee program and provide more opportunities for veterans to access affordable housing options through cooperative housing units.

Congressional Summary of HR 1803

Fair Access to Co-ops for Veterans Act of 2025

This bill revives and makes permanent the authority of the Department of Veterans Affairs (VA) home loan guarantee program to guarantee loans for a veteran’s purchase of stock or membership in a cooperative housing corporation (i.e., co-op) for the purpose of entitling the veteran to occupy a single family residential unit.

For purposes of the administration of such loans, the bill

establishes a fee rate of the usual fee plus 3.25% of the total amount of the loan,
treats such cooperative housing units as residential property for purposes of imposing restrictions and liabilities, and
guarantees up to 25% of the amount of the loan for loans exceeding $144,000.

Additionally, the bill requires the VA to advertise the availability of loan guarantees for cooperative housing unit loans, including by issuing guidance and notifying eligible veterans.

Read the Full Bill

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Current Status of Bill HR 1803

Bill HR 1803 is currently in the status of Bill Introduced since March 3, 2025. Bill HR 1803 was introduced during Congress 119 and was introduced to the House on March 3, 2025. Bill HR 1803's most recent activity was Forwarded by Subcommittee to Full Committee by Voice Vote. as of February 24, 2026

Bipartisan Support of Bill HR 1803

Total Number of Sponsors

Democrat Sponsors

Republican Sponsors

Unaffiliated Sponsors

Total Number of Cosponsors

Democrat Cosponsors

Republican Cosponsors

Unaffiliated Cosponsors

Policy Area and Potential Impact of Bill HR 1803

Primary Policy Focus

Armed Forces and National Security

Alternate Title(s) of Bill HR 1803

To amend title 38, United States Code, to provide for the improvement of the Department of Veterans Affairs loan guarantee for purchase of residential cooperative housing units, and for other purposes.

Comments

Blake Diaz

661

1 year ago

I don't get why they're messing with this VA housing thing. Seems like a waste of time and money. Can't they focus on something more important?

Lakelyn Carlson

721

19 days ago

This bill is great for our veterans! It helps them access co-ops easier and that's important. Veterans deserve all the support they can get. This bill will make a positive impact on their lives. I fully support it! #USA #veterans #HRBill1803 Short term affects of this bill will be seen immediately with more veterans being able to access co-ops for housing.

Eliseo Leach

684

1 year ago

How does this bill work?

Erin Rice

666

4 days ago

I am opposed to this bill. It raises concerns about potential negative impacts on our economy and the housing market. It is important to carefully consider all aspects before moving forward with such legislation.

Ahmad Baldwin

737

20 days ago

This bill is garbage.

Sawyer Burke

619

18 days ago

I think this bill is a great step in helping our veterans access co-ops. It's important to support those who have served our country. How do you think this bill will impact veterans in the short term?