0
0
0
Protecting the Second Amendment in Financial Services Act
3/13/2025, 1:24 PM
Summary of Bill HR 1224
Bill 119 hr 1224, also known as the "Merchant Category Code Prohibition Act," aims to prevent the use of a merchant category code that specifically identifies firearms or ammunition merchants. The bill seeks to prohibit financial institutions from categorizing these types of merchants separately from other retailers when processing transactions. This legislation is intended to prevent discrimination against firearms and ammunition merchants by ensuring they are treated the same as other businesses in the financial sector.
The bill does not seek to regulate the sale or purchase of firearms or ammunition, but rather focuses on the financial aspect of these transactions. By prohibiting the use of a separate merchant category code for firearms and ammunition merchants, the legislation aims to promote fairness and equality in the financial industry.
In addition to prohibiting the use of specific merchant category codes, the bill also includes provisions for enforcement and penalties for financial institutions that violate the prohibition. This is to ensure compliance with the law and prevent any discriminatory practices against firearms and ammunition merchants. Overall, Bill 119 hr 1224 is aimed at promoting equality and fairness in the financial sector by preventing the discrimination of firearms and ammunition merchants through the use of separate merchant category codes.
The bill does not seek to regulate the sale or purchase of firearms or ammunition, but rather focuses on the financial aspect of these transactions. By prohibiting the use of a separate merchant category code for firearms and ammunition merchants, the legislation aims to promote fairness and equality in the financial industry.
In addition to prohibiting the use of specific merchant category codes, the bill also includes provisions for enforcement and penalties for financial institutions that violate the prohibition. This is to ensure compliance with the law and prevent any discriminatory practices against firearms and ammunition merchants. Overall, Bill 119 hr 1224 is aimed at promoting equality and fairness in the financial sector by preventing the discrimination of firearms and ammunition merchants through the use of separate merchant category codes.
Read the Full Bill
Current Status of Bill HR 1224
Bill HR 1224 is currently in the status of Bill Introduced since February 12, 2025. Bill HR 1224 was introduced during Congress 119 and was introduced to the House on February 12, 2025. Bill HR 1224's most recent activity was Referred to the House Committee on Financial Services. as of February 12, 2025
Bipartisan Support of Bill HR 1224
Total Number of Sponsors
6Democrat Sponsors
0Republican Sponsors
6Unaffiliated Sponsors
0Total Number of Cosponsors
28Democrat Cosponsors
0Republican Cosponsors
28Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 1224
Primary Policy Focus
CommerceAlternate Title(s) of Bill HR 1224
To prohibit the use of a merchant category code that separately identifies firearms merchants or ammunition merchants, and for other purposes.
To prohibit the use of a merchant category code that separately identifies firearms merchants or ammunition merchants, and for other purposes.
Comments

Hunter Ross
1,148
1 year ago
I think this bill is great for protecting our Second Amendment rights, but how will it impact us in the short term?
Sponsors and Cosponsors of HR 1224
Latest Bills
TRAPS Act
Bill HR 4936September 18, 2026
Apples to Apples Comparison Act of 2025
Bill HR 4093September 18, 2026
American Lending Fairness Act of 2026
Bill HR 7866September 18, 2026
Civil Investigative Demand Reform Act of 2025
Bill HR 1653September 18, 2026
American Reserve Modernization Act of 2026
Bill HR 8957September 18, 2026
Preventive Health Savings Act
Bill HR 4464September 18, 2026
PEARL Act
Bill HR 9327September 18, 2026
Medically Tailored Home-Delivered Meals Program Pilot Act
Bill HR 5439September 18, 2026
To designate the facility of the United States Postal Service located at 117 West Lovett Street in Charlotte, Michigan, as the "Francis C. Flaherty Post Office Building".
Bill HR 9570September 18, 2026
To designate the facility of the United States Postal Service located at 1019 Avenue H in Fort Madison, Iowa, as the "Martin L. Graber Post Office".
Bill HR 4707September 18, 2026





