0
0

Protecting Privacy in Purchases Act

12/19/2025, 9:07 AM

Summary of Bill HR 1181

Bill 119 hr 1181, also known as the Firearms Retailer Non-Discrimination Act, aims to prevent payment card networks and covered entities from requiring firearms retailers to use specific merchant category codes that distinguish them from general merchandise or sporting goods retailers. This bill seeks to protect firearms retailers from potential discrimination by ensuring that they are not unfairly targeted or treated differently based on the nature of their business.

The main purpose of this legislation is to promote fairness and equality in the marketplace by prohibiting payment card networks and covered entities from imposing discriminatory practices on firearms retailers. By preventing the use of merchant category codes that single out firearms retailers, this bill aims to ensure that these businesses are able to operate on a level playing field with other retailers.

In addition to prohibiting the use of discriminatory merchant category codes, Bill 119 hr 1181 also includes provisions for other purposes related to protecting firearms retailers from unfair treatment. This bill is designed to uphold the rights of firearms retailers and ensure that they are not unfairly targeted or discriminated against in the marketplace. Overall, the Firearms Retailer Non-Discrimination Act seeks to promote fairness and equality for firearms retailers by preventing payment card networks and covered entities from requiring the use of merchant category codes that distinguish them from other retailers. This legislation aims to protect the rights of firearms retailers and ensure that they are able to operate without facing discrimination based on the nature of their business.

Congressional Summary of HR 1181

Protecting Privacy in Purchases Act

This bill prohibits payment card networks from using merchant codes that distinguish firearms retailers from general-merchandise retailers or sporting-goods retailers.

The Department of Justice must enforce this bill and report annually on the resulting investigations and cases. 

Current Status of Bill HR 1181

Bill HR 1181 is currently in the status of Bill Introduced since February 11, 2025. Bill HR 1181 was introduced during Congress 119 and was introduced to the House on February 11, 2025.  Bill HR 1181's most recent activity was Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23. as of December 17, 2025

Bipartisan Support of Bill HR 1181

Total Number of Sponsors
1
Democrat Sponsors
0
Republican Sponsors
1
Unaffiliated Sponsors
0
Total Number of Cosponsors
479
Democrat Cosponsors
0
Republican Cosponsors
479
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 1181

Primary Policy Focus

Finance and Financial Sector

Alternate Title(s) of Bill HR 1181

To prohibit payment card networks and covered entities from requiring the use of or assigning merchant category codes that distinguish a firearms retailer from general-merchandise retailer or sporting-goods retailer, and for other purposes.
To prohibit payment card networks and covered entities from requiring the use of or assigning merchant category codes that distinguish a firearms retailer from general-merchandise retailer or sporting-goods retailer, and for other purposes.

Comments