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Protecting Privacy in Purchases Act
7/23/2026, 11:06 PM
Summary of Bill HR 1181
Bill 119 hr 1181, also known as the Firearms Retailer Non-Discrimination Act, aims to prevent payment card networks and covered entities from requiring firearms retailers to use specific merchant category codes that distinguish them from general merchandise or sporting goods retailers. This bill seeks to protect firearms retailers from potential discrimination by ensuring that they are not unfairly targeted or treated differently based on the nature of their business.
The main purpose of this legislation is to promote fairness and equality in the marketplace by prohibiting payment card networks and covered entities from imposing discriminatory practices on firearms retailers. By preventing the use of merchant category codes that single out firearms retailers, this bill aims to ensure that these businesses are able to operate on a level playing field with other retailers.
In addition to prohibiting the use of discriminatory merchant category codes, Bill 119 hr 1181 also includes provisions for other purposes related to protecting firearms retailers from unfair treatment. This bill is designed to uphold the rights of firearms retailers and ensure that they are not unfairly targeted or discriminated against in the marketplace. Overall, the Firearms Retailer Non-Discrimination Act seeks to promote fairness and equality for firearms retailers by preventing payment card networks and covered entities from requiring the use of merchant category codes that distinguish them from other retailers. This legislation aims to protect the rights of firearms retailers and ensure that they are able to operate without facing discrimination based on the nature of their business.
The main purpose of this legislation is to promote fairness and equality in the marketplace by prohibiting payment card networks and covered entities from imposing discriminatory practices on firearms retailers. By preventing the use of merchant category codes that single out firearms retailers, this bill aims to ensure that these businesses are able to operate on a level playing field with other retailers.
In addition to prohibiting the use of discriminatory merchant category codes, Bill 119 hr 1181 also includes provisions for other purposes related to protecting firearms retailers from unfair treatment. This bill is designed to uphold the rights of firearms retailers and ensure that they are not unfairly targeted or discriminated against in the marketplace. Overall, the Firearms Retailer Non-Discrimination Act seeks to promote fairness and equality for firearms retailers by preventing payment card networks and covered entities from requiring the use of merchant category codes that distinguish them from other retailers. This legislation aims to protect the rights of firearms retailers and ensure that they are able to operate without facing discrimination based on the nature of their business.
Congressional Summary of HR 1181
Protecting Privacy in Purchases Act
This bill prohibits payment card networks from using merchant codes that distinguish firearms retailers from general-merchandise retailers or sporting-goods retailers.
The Department of Justice must enforce this bill and report annually on the resulting investigations and cases.
Read the Full Bill
Current Status of Bill HR 1181
Bill HR 1181 is currently in the status of Introduced to Senate since July 15, 2026. Bill HR 1181 was introduced during Congress 119 and was introduced to the House on February 11, 2025. Bill HR 1181's most recent activity was Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. as of July 15, 2026
Bipartisan Support of Bill HR 1181
Total Number of Sponsors
1Democrat Sponsors
0Republican Sponsors
1Unaffiliated Sponsors
0Total Number of Cosponsors
611Democrat Cosponsors
0Republican Cosponsors
611Unaffiliated Cosponsors
0Policy Area and Potential Impact of Bill HR 1181
Primary Policy Focus
Finance and Financial SectorAlternate Title(s) of Bill HR 1181
To prohibit payment card networks and covered entities from requiring the use of or assigning merchant category codes that distinguish a firearms retailer from general-merchandise retailer or sporting-goods retailer, and for other purposes.
To prohibit payment card networks and covered entities from requiring the use of or assigning merchant category codes that distinguish a firearms retailer from general-merchandise retailer or sporting-goods retailer, and for other purposes.
Comments
Zamir Jennings
1,197
7 months ago
I can't believe this bill! How will it affect me in the long run?
Payton Levine
1,220
3 months ago
This bill is bad for me and my privacy. It allows companies to track my purchases without my consent. How will this affect everyday Americans like me?
Sponsors and Cosponsors of HR 1181
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