To direct the Administrator of the Federal Emergency Management Agency to ensure that certain applicants for assistance after a declared major disaster do not receive a notice of denial while the applicant has a pending insurance claim for disaster-related losses, and for other purposes.

Bill 119 hr 1164, also known as the "Disaster Assistance Improvement Act," aims to address a common issue faced by individuals seeking assistance after a major disaster. The bill directs the Administrator of the Federal Emergency Management Agency (FEMA) to ensure that individuals who have applied for disaster assistance do not receive a notice of denial while they have a pending insurance claim for disaster-related losses.

The purpose of this legislation is to prevent individuals from being denied FEMA assistance prematurely, before their insurance claims have been fully processed. This can often lead to delays in receiving much-needed financial support for recovery efforts.

In addition to addressing this specific issue, the bill also includes provisions for other purposes related to disaster assistance. These may include streamlining the application process, improving communication between FEMA and applicants, and ensuring that assistance is provided in a timely and efficient manner. Overall, Bill 119 hr 1164 seeks to improve the process of applying for and receiving disaster assistance, particularly for individuals who are also seeking insurance coverage for their losses. By preventing premature denials and ensuring better coordination between FEMA and insurance companies, the legislation aims to make the recovery process smoother and more effective for those affected by major disasters.