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No Surprise Bills for New Moms Act

1/4/2025, 11:12 AM

Summary of Bill HR 3387

Bill 118 hr 3387, also known as the No Surprise Bills for New Moms Act, aims to protect new mothers from unexpected medical bills during and after childbirth. The bill was introduced in the House of Representatives on June 25, 2021, by Representative Lauren Underwood from Illinois.

The main purpose of this legislation is to prevent new mothers from receiving surprise medical bills for out-of-network care during pregnancy, labor, and delivery. This often occurs when a mother receives care from a healthcare provider who is not covered by her insurance plan, leading to unexpected and costly bills.

Under the No Surprise Bills for New Moms Act, healthcare providers would be required to inform pregnant women of their network status and any potential out-of-network charges before providing care. This would give new mothers the opportunity to make informed decisions about their healthcare and avoid financial surprises. Additionally, the bill would establish a process for resolving billing disputes between healthcare providers and insurance companies, ensuring that new mothers are not held responsible for excessive charges. This would provide much-needed protection for new mothers who are already facing the physical and emotional challenges of childbirth. Overall, the No Surprise Bills for New Moms Act seeks to improve transparency and accountability in maternity care, ensuring that new mothers are not burdened with unexpected medical bills during a vulnerable time in their lives.

Congressional Summary of HR 3387

No Surprise Bills for New Moms Act

This bill requires health insurers to provide coverage for newborns of enrollees for the first 30-day period after the newborn's date of birth and to provide a special enrollment period for the newborn that extends at least 60 days after the initial coverage period. It also requires insurers to notify an enrollee if they receive a claim for the enrollee's newborn who is not enrolled in a health insurance plan.

Current Status of Bill HR 3387

Bill HR 3387 is currently in the status of Bill Introduced since May 16, 2023. Bill HR 3387 was introduced during Congress 118 and was introduced to the House on May 16, 2023.  Bill HR 3387's most recent activity was Referred to the Subcommittee on Health. as of December 17, 2024

Bipartisan Support of Bill HR 3387

Total Number of Sponsors
3
Democrat Sponsors
3
Republican Sponsors
0
Unaffiliated Sponsors
0
Total Number of Cosponsors
14
Democrat Cosponsors
6
Republican Cosponsors
8
Unaffiliated Cosponsors
0

Policy Area and Potential Impact of Bill HR 3387

Primary Policy Focus

Taxation

Potential Impact Areas

- Child health
- Employee benefits and pensions
- Health care coverage and access

Alternate Title(s) of Bill HR 3387

No Surprise Bills for New Moms Act
No Surprise Bills for New Moms Act
To amend the Public Health Service Act, the Employee Retirement Income Security Act of 1974, and the Internal Revenue Code of 1986 to provide for certain health coverage of newborns.

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