Purpose and Summary
Chamber: House
Introduced date: 2025-03-14
Bill 119 HR 2094, also known as the First Responder Mortgage Insurance Program Act, aims to amend the National Housing Act to create a mortgage insuran...
ce program specifically for first responders. This program would provide financial assistance to first responders, such as firefighters, police officers, and emergency medical technicians, to help them purchase homes. The bill seeks to address the unique challenges that first responders face in the housing market, including lower salaries compared to other professions and the high cost of living in many areas. By offering mortgage insurance tailored to their needs, first responders would have greater access to affordable housing options. In addition to establishing the mortgage insurance program, the bill also includes provisions for other purposes related to housing assistance for first responders. This could include additional support for down payments, closing costs, and other expenses associated with purchasing a home. Overall, the First Responder Mortgage Insurance Program Act aims to support and recognize the important contributions of first responders by helping them achieve the dream of homeownership.
Recent Activity
Referred to the House Committee on Financial Services.
Alternative Names
To amend the National Housing Act to establish a mortgage insurance program for first responders, and for other purposes.
To amend the National Housing Act to establish a mortgage insurance program for first responders, and for other purposes.
HELPER Act of 2025
HELPER Act of 2025
Homes for Every Local Protector, Educator, and Responder Act of 2025
To amend the National Housing Act to establish a mortgage insurance program for first responders, and for other purposes.
Associated Legislation
HELPER Act of 2025
Policy Areas
Finance and Financial Sector
Potential Impact
Sponsors and Supporters
Rep. Rutherford, John H. [R-FL-5]
Rep. Rutherford, John H. [R-FL-5]
Rep. Rutherford, John H. [R-FL-5]
Rep. Rutherford, John H. [R-FL-5]
Rep. Rutherford, John H. [R-FL-5]
Rep. Rutherford, John H. [R-FL-5]
Rep. Rutherford, John H. [R-FL-5]
Cosponsors and Supporters
Rep. Watson Coleman, Bonnie [D-NJ-12]
Rep. Garbarino, Andrew R. [R-NY-2]
Rep. Gottheimer, Josh [D-NJ-5]
Rep. Watson Coleman, Bonnie [D-NJ-12]
Rep. Garbarino, Andrew R. [R-NY-2]
Rep. Gottheimer, Josh [D-NJ-5]
Rep. Costa, Jim [D-CA-21]
Rep. Valadao, David G. [R-CA-22]
Rep. Evans, Dwight [D-PA-3]
Rep. Keating, William R. [D-MA-9]
Rep. Meuser, Daniel [R-PA-9]
Rep. Carbajal, Salud O. [D-CA-24]
Rep. Pettersen, Brittany [D-CO-7]
Rep. Watson Coleman, Bonnie [D-NJ-12]
Rep. Garbarino, Andrew R. [R-NY-2]
Rep. Gottheimer, Josh [D-NJ-5]
Rep. Costa, Jim [D-CA-21]
Rep. Valadao, David G. [R-CA-22]
Rep. Evans, Dwight [D-PA-3]
Rep. Keating, William R. [D-MA-9]
Rep. Meuser, Daniel [R-PA-9]
Rep. Carbajal, Salud O. [D-CA-24]
Rep. Pettersen, Brittany [D-CO-7]
Rep. Kelly, Mike [R-PA-16]
Rep. Watson Coleman, Bonnie [D-NJ-12]
Rep. Garbarino, Andrew R. [R-NY-2]
Rep. Gottheimer, Josh [D-NJ-5]
Rep. Costa, Jim [D-CA-21]
Rep. Valadao, David G. [R-CA-22]
Rep. Evans, Dwight [D-PA-3]
Rep. Keating, William R. [D-MA-9]
Rep. Meuser, Daniel [R-PA-9]
Rep. Carbajal, Salud O. [D-CA-24]
Rep. Pettersen, Brittany [D-CO-7]
Rep. Kelly, Mike [R-PA-16]
Rep. Fong, Vince [R-CA-20]
Rep. Sykes, Emilia Strong [D-OH-13]
Rep. Brownley, Julia [D-CA-26]
Rep. Amo, Gabe [D-RI-1]
Rep. Mrvan, Frank J. [D-IN-1]
Rep. Sherrill, Mikie [D-NJ-11]
Rep. Houlahan, Chrissy [D-PA-6]
Rep. Brown, Shontel M. [D-OH-11]
Rep. Salinas, Andrea [D-OR-6]
Rep. Tonko, Paul [D-NY-20]
Rep. Fitzpatrick, Brian K. [R-PA-1]
Rep. Gimenez, Carlos A. [R-FL-28]
Rep. Zinke, Ryan K. [R-MT-1]
Rep. Veasey, Marc A. [D-TX-33]
Rep. Stanton, Greg [D-AZ-4]
Rep. Davis, Donald G. [D-NC-1]
Rep. Soto, Darren [D-FL-9]
Rep. Kelly, Robin L. [D-IL-2]
Committees and Subcommittees
Financial Services Committee
Variations and Revisions