Hozzl: Gideon Howard

Gideon Howardliked this

SJRES Bill 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".Updated 2 days ago

Purpose and Summary

Chamber: Senate

Introduced date: 2025-02-13

Bill 119 SJRes 18 is a joint resolution that aims to disapprove of a rule submitted by the Bureau of Consumer Financial Protection regarding "Overdraf...

t Lending: Very Large Financial Institutions." The rule in question pertains to the regulations surrounding overdraft lending practices by major financial institutions. The resolution seeks to challenge and ultimately reject the rule put forth by the Bureau of Consumer Financial Protection, which aims to address concerns related to overdraft lending practices by very large financial institutions. The rule likely includes provisions aimed at increasing transparency, consumer protection, and oversight of overdraft lending practices to ensure that consumers are not taken advantage of by these institutions. If passed, this joint resolution would effectively nullify the rule submitted by the Bureau of Consumer Financial Protection, preventing it from being implemented and enforced. This resolution is likely to spark debate among lawmakers, with proponents arguing that the rule is necessary to protect consumers from predatory lending practices, while opponents may argue that it imposes unnecessary regulations on financial institutions. Overall, Bill 119 SJRes 18 is a significant piece of legislation that has the potential to impact the way very large financial institutions conduct their overdraft lending practices. It will be interesting to see how lawmakers on both sides of the aisle respond to this resolution and whether it ultimately passes into law.

Recent Activity

Rules Committee Resolution H. Res. 282 Reported to House. Rule provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18 and S.J. Res. 28. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28. The resolution also provides that H. Res. 23 and H. Res. 164 are laid on the table.

Alternative Names

A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".

Associated Legislation

Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".

Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions''; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ''Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications''; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes.

Policy Areas

Finance and Financial Sector

Potential Impact

Sponsors and Supporters

Sen. Scott, Tim [R-SC]

Cosponsors and Supporters

Sen. Rounds, Mike [R-SD]

Sen. Hagerty, Bill [R-TN]

Sen. Crapo, Mike [R-ID]

Sen. Tillis, Thomas [R-NC]

Sen. Cramer, Kevin [R-ND]

Sen. Britt, Katie Boyd [R-AL]

Sen. Moran, Jerry [R-KS]

Sen. Risch, James E. [R-ID]

Sen. Boozman, John [R-AR]

Sen. Wicker, Roger F. [R-MS]

Sen. Lummis, Cynthia M. [R-WY]

Sen. Ricketts, Pete [R-NE]

Sen. Moreno, Bernie [R-OH]

Sen. Lee, Mike [R-UT]

Sen. Rounds, Mike [R-SD]

Sen. Hagerty, Bill [R-TN]

Sen. Crapo, Mike [R-ID]

Sen. Tillis, Thomas [R-NC]

Sen. Cramer, Kevin [R-ND]

Sen. Britt, Katie Boyd [R-AL]

Sen. Moran, Jerry [R-KS]

Sen. Risch, James E. [R-ID]

Sen. Boozman, John [R-AR]

Sen. Wicker, Roger F. [R-MS]

Sen. Lummis, Cynthia M. [R-WY]

Sen. Ricketts, Pete [R-NE]

Sen. Moreno, Bernie [R-OH]

Sen. Lee, Mike [R-UT]

Sen. Daines, Steve [R-MT]

Sen. Thune, John [R-SD]

Committees and Subcommittees

Banking, Housing, and Urban Affairs Committee

Variations and Revisions

Gideon Howardvoted against this!

HR Bill 2287 Protecting Families from Inflation ActUpdated 2 days ago

Purpose and Summary

Chamber: House

Introduced date: 2025-03-24

Bill 119 HR 2287, also known as the "Tariff Impact Study Act," aims to require the Board of Governors of the Federal Reserve System to conduct a study ...

on the effects of specific tariffs imposed by the United States government on the prices of goods and services within the country. The bill seeks to analyze how these tariffs impact the overall cost of living for American consumers and businesses. The study mandated by the bill will examine the direct and indirect consequences of tariffs on various sectors of the economy, including manufacturing, agriculture, and retail. It will also assess the potential effects on inflation, consumer spending, and overall economic growth. Additionally, the bill requires the Federal Reserve to provide recommendations on how to mitigate any negative impacts of tariffs on the cost of goods and services in the United States. This information will be crucial for policymakers to make informed decisions on trade policies and regulations. Overall, the Tariff Impact Study Act aims to provide valuable insights into the economic consequences of tariffs and help guide future policy decisions to ensure the well-being of American consumers and businesses.

Recent Activity

Referred to the House Committee on Ways and Means.

Alternative Names

To require the Board of Governors of the Federal Reserve System to conduct a study on the impact certain United States tariffs have on the cost of goods and services in the United States, and for other purposes.

Protecting Families from Inflation Act

To require the Board of Governors of the Federal Reserve System to conduct a study on the impact certain United States tariffs have on the cost of goods and services in the United States, and for other purposes.

Associated Legislation

undefined

Policy Areas

Foreign Trade and International Finance

Potential Impact

Sponsors and Supporters

Rep. Bynum, Janelle [D-OR-5]

Cosponsors and Supporters

Rep. Fields, Cleo [D-LA-6]

Rep. Liccardo, Sam [D-CA-16]

Rep. Fields, Cleo [D-LA-6]

Rep. Liccardo, Sam [D-CA-16]

Rep. Whitesides, George [D-CA-27]

Committees and Subcommittees

Ways and Means Committee

Variations and Revisions

undefined

Gideon Howardliked this

HR Bill 2129 No Round Up ActUpdated 2 days ago

Purpose and Summary

Chamber: House

Introduced date: 2025-03-14

Bill 119 HR 2129, also known as the Alien Registration Act of 1940, is a piece of legislation that aims to repeal the Alien Registration Act of 1940. T...

he Alien Registration Act of 1940, also known as the Smith Act, required all non-citizen residents in the United States to register with the government and be fingerprinted. It also made it illegal to advocate for the violent overthrow of the government. The purpose of Bill 119 HR 2129 is to remove this outdated and controversial law from the books. Supporters of the bill argue that the Alien Registration Act of 1940 is no longer necessary in today's society and that it infringes on the rights of non-citizen residents in the United States. Opponents of the bill may argue that repealing the Alien Registration Act of 1940 could pose national security risks by allowing potential threats to go unchecked. However, proponents of the bill maintain that there are other laws in place to address national security concerns and that the Alien Registration Act of 1940 is unnecessary and discriminatory. Overall, Bill 119 HR 2129 seeks to repeal the Alien Registration Act of 1940 and remove a controversial and outdated law from the books. It is currently being debated in Congress, and its outcome remains uncertain.

Recent Activity

Referred to the House Committee on the Judiciary.

Alternative Names

To repeal the Alien Registration Act of 1940.

No Round Up Act

To repeal the Alien Registration Act of 1940.

Associated Legislation

undefined

Policy Areas

Immigration

Potential Impact

Sponsors and Supporters

Rep. Jayapal, Pramila [D-WA-7]

Cosponsors and Supporters

Rep. Chu, Judy [D-CA-28]

Rep. Correa, J. Luis [D-CA-46]

Rep. Espaillat, Adriano [D-NY-13]

Rep. García, Jesús G. "Chuy" [D-IL-4]

Rep. Goldman, Daniel S. [D-NY-10]

Rep. Gomez, Jimmy [D-CA-34]

Rep. Johnson, Henry C. "Hank" [D-GA-4]

Rep. McGovern, James P. [D-MA-2]

Rep. McIver, LaMonica [D-NJ-10]

Rep. Moore, Gwen [D-WI-4]

Del. Norton, Eleanor Holmes [D-DC-At Large]

Rep. Ocasio-Cortez, Alexandria [D-NY-14]

Rep. Omar, Ilhan [D-MN-5]

Rep. Ramirez, Delia C. [D-IL-3]

Rep. Simon, Lateefah [D-CA-12]

Rep. Smith, Adam [D-WA-9]

Rep. Tlaib, Rashida [D-MI-12]

Rep. Tokuda, Jill N. [D-HI-2]

Rep. Vargas, Juan [D-CA-52]

Rep. Velázquez, Nydia M. [D-NY-7]

Rep. Davis, Danny K. [D-IL-7]

Rep. Garcia, Sylvia R. [D-TX-29]

Rep. Lofgren, Zoe [D-CA-18]

Rep. Ansari, Yassamin [D-AZ-3]

Rep. Clarke, Yvette D. [D-NY-9]

Rep. Chu, Judy [D-CA-28]

Rep. Correa, J. Luis [D-CA-46]

Rep. Espaillat, Adriano [D-NY-13]

Rep. García, Jesús G. "Chuy" [D-IL-4]

Rep. Goldman, Daniel S. [D-NY-10]

Rep. Gomez, Jimmy [D-CA-34]

Rep. Johnson, Henry C. "Hank" [D-GA-4]

Rep. McGovern, James P. [D-MA-2]

Rep. McIver, LaMonica [D-NJ-10]

Rep. Moore, Gwen [D-WI-4]

Del. Norton, Eleanor Holmes [D-DC-At Large]

Rep. Ocasio-Cortez, Alexandria [D-NY-14]

Rep. Omar, Ilhan [D-MN-5]

Rep. Ramirez, Delia C. [D-IL-3]

Rep. Simon, Lateefah [D-CA-12]

Rep. Smith, Adam [D-WA-9]

Rep. Tlaib, Rashida [D-MI-12]

Rep. Tokuda, Jill N. [D-HI-2]

Rep. Vargas, Juan [D-CA-52]

Rep. Velázquez, Nydia M. [D-NY-7]

Rep. Davis, Danny K. [D-IL-7]

Rep. Garcia, Sylvia R. [D-TX-29]

Rep. Lofgren, Zoe [D-CA-18]

Rep. Ansari, Yassamin [D-AZ-3]

Rep. Clarke, Yvette D. [D-NY-9]

Rep. Casar, Greg [D-TX-35]

Rep. Tonko, Paul [D-NY-20]

Rep. Chu, Judy [D-CA-28]

Rep. Correa, J. Luis [D-CA-46]

Rep. Espaillat, Adriano [D-NY-13]

Rep. García, Jesús G. "Chuy" [D-IL-4]

Rep. Goldman, Daniel S. [D-NY-10]

Rep. Gomez, Jimmy [D-CA-34]

Rep. Johnson, Henry C. "Hank" [D-GA-4]

Rep. McGovern, James P. [D-MA-2]

Rep. McIver, LaMonica [D-NJ-10]

Rep. Moore, Gwen [D-WI-4]

Del. Norton, Eleanor Holmes [D-DC-At Large]

Rep. Ocasio-Cortez, Alexandria [D-NY-14]

Rep. Omar, Ilhan [D-MN-5]

Rep. Ramirez, Delia C. [D-IL-3]

Rep. Simon, Lateefah [D-CA-12]

Rep. Smith, Adam [D-WA-9]

Rep. Tlaib, Rashida [D-MI-12]

Rep. Tokuda, Jill N. [D-HI-2]

Rep. Vargas, Juan [D-CA-52]

Rep. Velázquez, Nydia M. [D-NY-7]

Rep. Davis, Danny K. [D-IL-7]

Rep. Garcia, Sylvia R. [D-TX-29]

Rep. Lofgren, Zoe [D-CA-18]

Rep. Ansari, Yassamin [D-AZ-3]

Rep. Clarke, Yvette D. [D-NY-9]

Rep. Casar, Greg [D-TX-35]

Rep. Tonko, Paul [D-NY-20]

Rep. Liccardo, Sam [D-CA-16]

Rep. Menendez, Robert [D-NJ-8]

Rep. Chu, Judy [D-CA-28]

Rep. Correa, J. Luis [D-CA-46]

Rep. Espaillat, Adriano [D-NY-13]

Rep. García, Jesús G. "Chuy" [D-IL-4]

Rep. Goldman, Daniel S. [D-NY-10]

Rep. Gomez, Jimmy [D-CA-34]

Rep. Johnson, Henry C. "Hank" [D-GA-4]

Rep. McGovern, James P. [D-MA-2]

Rep. McIver, LaMonica [D-NJ-10]

Rep. Moore, Gwen [D-WI-4]

Del. Norton, Eleanor Holmes [D-DC-At Large]

Rep. Ocasio-Cortez, Alexandria [D-NY-14]

Rep. Omar, Ilhan [D-MN-5]

Rep. Ramirez, Delia C. [D-IL-3]

Rep. Simon, Lateefah [D-CA-12]

Rep. Smith, Adam [D-WA-9]

Rep. Tlaib, Rashida [D-MI-12]

Rep. Tokuda, Jill N. [D-HI-2]

Rep. Vargas, Juan [D-CA-52]

Rep. Velázquez, Nydia M. [D-NY-7]

Rep. Davis, Danny K. [D-IL-7]

Rep. Garcia, Sylvia R. [D-TX-29]

Rep. Lofgren, Zoe [D-CA-18]

Rep. Ansari, Yassamin [D-AZ-3]

Rep. Clarke, Yvette D. [D-NY-9]

Rep. Casar, Greg [D-TX-35]

Rep. Tonko, Paul [D-NY-20]

Rep. Liccardo, Sam [D-CA-16]

Rep. Menendez, Robert [D-NJ-8]

Rep. Pingree, Chellie [D-ME-1]

Rep. Chu, Judy [D-CA-28]

Rep. Correa, J. Luis [D-CA-46]

Rep. Espaillat, Adriano [D-NY-13]

Rep. García, Jesús G. "Chuy" [D-IL-4]

Rep. Goldman, Daniel S. [D-NY-10]

Rep. Gomez, Jimmy [D-CA-34]

Rep. Johnson, Henry C. "Hank" [D-GA-4]

Rep. McGovern, James P. [D-MA-2]

Rep. McIver, LaMonica [D-NJ-10]

Rep. Moore, Gwen [D-WI-4]

Del. Norton, Eleanor Holmes [D-DC-At Large]

Rep. Ocasio-Cortez, Alexandria [D-NY-14]

Rep. Omar, Ilhan [D-MN-5]

Rep. Ramirez, Delia C. [D-IL-3]

Rep. Simon, Lateefah [D-CA-12]

Rep. Smith, Adam [D-WA-9]

Rep. Tlaib, Rashida [D-MI-12]

Rep. Tokuda, Jill N. [D-HI-2]

Rep. Vargas, Juan [D-CA-52]

Rep. Velázquez, Nydia M. [D-NY-7]

Rep. Davis, Danny K. [D-IL-7]

Rep. Garcia, Sylvia R. [D-TX-29]

Rep. Lofgren, Zoe [D-CA-18]

Rep. Ansari, Yassamin [D-AZ-3]

Rep. Clarke, Yvette D. [D-NY-9]

Rep. Casar, Greg [D-TX-35]

Rep. Tonko, Paul [D-NY-20]

Rep. Liccardo, Sam [D-CA-16]

Rep. Menendez, Robert [D-NJ-8]

Rep. Pingree, Chellie [D-ME-1]

Rep. Dexter, Maxine [D-OR-3]

Rep. Scanlon, Mary Gay [D-PA-5]

Rep. Friedman, Laura [D-CA-30]

Committees and Subcommittees

Judiciary Committee

Variations and Revisions

Gideon Howardliked this

HR Bill 2274 Court Shopping Deterrence ActUpdated 4 days ago

Purpose and Summary

Chamber: House

Introduced date: 2025-03-21

Bill 119 hr 2274, also known as the "Nationwide Injunction Reform Act of 2021," aims to amend title 28 of the United States Code to address the issue o...

f nationwide injunctions issued by district courts. Currently, when a district court grants a nationwide injunction, the only way to appeal the decision is through the regular appellate process, which can be time-consuming and costly. This bill proposes that appeals of orders granting nationwide injunctions should be able to bypass the appellate courts and go directly to the Supreme Court. This would streamline the process and provide a quicker resolution to disputes over nationwide injunctions. Proponents of the bill argue that nationwide injunctions can have far-reaching effects on national policy and should be subject to expedited review by the highest court in the land. They believe that this change would help prevent conflicting rulings from different circuit courts and provide more consistency in the application of the law. Opponents of the bill, however, argue that bypassing the appellate courts and going straight to the Supreme Court could undermine the role of the lower courts and lead to a backlog of cases at the highest level. They also raise concerns about the potential for politicization of the Supreme Court if it becomes the primary arbiter of nationwide injunctions. Overall, the Nationwide Injunction Reform Act of 2021 seeks to address the challenges posed by nationwide injunctions and provide a more efficient and effective process for resolving disputes over these injunctions. It will be interesting to see how this bill progresses through Congress and what impact it may have on the judicial system in the United States.

Recent Activity

Referred to the House Committee on the Judiciary.

Alternative Names

To amend title 28, United States Code, to provide that an appeal of an order granting a nationwide injunction issued by a district court of the United States shall lie to the Supreme Court.

Court Shopping Deterrence Act

To amend title 28, United States Code, to provide that an appeal of an order granting a nationwide injunction issued by a district court of the United States shall lie to the Supreme Court.

Associated Legislation

undefined

Policy Areas

Law

Potential Impact

Sponsors and Supporters

Rep. Rose, John W. [R-TN-6]

Cosponsors and Supporters

undefined

Committees and Subcommittees

Judiciary Committee

Variations and Revisions

Gideon Howardthinks this is important

HR Bill 1791 Increasing Credit Union Lending for Business Growth ActUpdated 15 days ago

Purpose and Summary

Chamber: House

Introduced date: 2025-03-03

Bill 119 HR 1791, also known as the Credit Union Loan Flexibility Act, aims to make changes to the Federal Credit Union Act in order to give credit uni...

ons more flexibility when it comes to providing loans to their members. The bill also seeks to amend the Federal Home Loan Bank Act in order to expand access to homeownership. Specifically, the bill would allow credit unions to offer a wider range of loan products to their members, including small business loans and mortgages. This would help credit unions better meet the needs of their members and support economic growth in their communities. Additionally, the bill would make changes to the Federal Home Loan Bank Act in order to make it easier for individuals to access affordable housing. This could include measures such as expanding access to mortgage credit and providing support for first-time homebuyers. Overall, the Credit Union Loan Flexibility Act aims to support the mission of credit unions to serve their members and promote economic development. It is a bipartisan effort to improve access to credit and homeownership opportunities for individuals and families across the country.

Recent Activity

Referred to the House Committee on Financial Services.

Alternative Names

To amend the Federal Credit Union Act to provide more loan flexibility to credit unions, to amend the Federal Home Loan Bank Act to expand homeownership access, and for other purposes.

Increasing Credit Union Lending for Business Growth Act

To amend the Federal Credit Union Act to provide more loan flexibility to credit unions, to amend the Federal Home Loan Bank Act to expand homeownership access, and for other purposes.